Cheboygan County property record for 5159 S River Rd, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,232 sqft · built 1973 |
| Lot Size | 9.94 acres (432,986 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,900 (Aug 2026) |
| Tax Bill | $2,246 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-300-009-00 |
| Primary APN | 140-001-300-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 432,986 sqft (9.94 acres) |
| Garage Area | 1,440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5159 S RIVER RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM S1/4 COR SEC 1, T36N,R1W; TH N 76D 16M W ALG S LI GOVT LOT 6, 634.39FT TO POB; TH N 76D 16M W 694.76FT; TH N 4D 0M E |
| Legal Range | 01W |
| Legal Township | 036 |
| Legal Section | 01 |
| Legal Subdivision | S1T37NR1W |
| Legal Lot Number | 6,634 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7760 MICHIGAN 33, CHEBOYGAN, MI 49721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Sep 26, 2012 · Amount on Record |
| Deed Book / Page | 1590 / 28 |
| Prior Transfer Date | Feb 15, 2007 |
| Prior Transfer Doc | 1063000872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 5159 S RIVER RD, CHEBOYGAN, MI 49721-9582 |
| Document Number | 1590000031 |
| Book / Page | 1590 / 31 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7760 N M 33 HWY, CHEBOYGAN, MI 49721-9202 |
| Document Number | 1590000031, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 1590/31 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 5159 S RIVER RD, CHEBOYGAN, MI 49721-9582 |
| Document Number | 1590000028 |
| Book / Page | 1590 / 28 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1590000031, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 1590/31 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,300 (+65.26%) | $400,600 (+65.26%) | |
| 2025 | $2,246.00 (+11.02%) | ||
| 2023 | $121,200 | $242,400 | |
| 2022 | $2,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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