5159 Ridgegate Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5159 Ridgegate Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,116 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2019)
Tax Bill	$6,399 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`233-0281-005-0000`

Property Details

APN / Parcel Number

Primary APN	`233-0281-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5159 RIDGEGATE WAY
City	FAIR OAKS
State	CA
Zip	95628-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	TRI-HAVEN ESTATES, LOT 26
Legal Subdivision	TRI-HAVEN ESTATES
Legal Lot Number	26
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3002
Census Tract	8008

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Jul 15, 2019	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CU
Jan 22, 2019	Quit Claim Deed, Transfer Quitclaim
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 17, 2017	Grant Deed, Transfer TITLE 365
May 12, 2017	Trustee's Deed, Foreclosure CUESTA TITLE COMPANY, STEWART TITLE/WICHITA FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Book / Page	20190715 / 52
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	1220000000301
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603

Mortgage

Document Number	0000000936
Date	Feb 8, 2021
Instrument	202102080936

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2019
Property Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Document Number	1907150052
Instrument Date	Jul 10, 2019
Instrument	1907150052
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NAT'L TITLE CO LONG B

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5159 RIDGEGATE WAY FAIR OAKS CA 956283603, FAIR OAKS, CA 95628-3603

Mortgage

Document Number	1907150053
Date	Jul 15, 2019
Instrument	1907150053

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2019
Property Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Document Number	1901220301
Instrument Date	Jan 11, 2019
Instrument	1901220301
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Document Number	1711170335
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	1711170335
Date	Nov 17, 2017
Instrument	1711170335

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2017
Property Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Document Number	1710171612
Instrument Date	Oct 10, 2017
Instrument	1710171612
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 12, 2017
Property Address	5159 RIDGEGATE WAY, FAIR OAKS, CA 95628-3603
Document Number	0000000247
Book / Page	170512 / 000247
Instrument Date	May 2, 2017
Transaction Type	Foreclosure
Record Updated	Jan 13, 2020
Title Company	CUESTA TITLE COMPANY, STEWART TITLE/WICHITA FALLS

Transaction

Amount	Amount Recorded
Tax	$489.79
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,444 (+2%) Land $178,480 Building $356,964
2025	$6,399.00 (+0.77%)	$524,946 (+4.04%) Land $174,981 Building $349,965
2024	$6,350.00 (+2.98%)
2023	$6,166.00 (+0.37%)	$504,563 Land $168,187 Building $336,376
2022	$6,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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