5157 Harbinger Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 5157 Harbinger Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Apr 2019)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1179-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1179-0120`
Alternative APNs	`00658363` `658363`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,167 sqft
1st Floor Area	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	1,075 sqft
Deck Area	264 sqft
Patio Area	264 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00658363
Street Address	5157 HARBINGER RD
City	SPRING HILL
State	FL
Zip	34608-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1179 LOT 12 ORB 1257 PG 1619
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1179
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2017
Census Tract	41004

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 9, 2019	Warranty Deed, Transfer HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN
Mar 15, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 15, 2018	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	201921812
Deed Book / Page	3690 / 1015
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0033890228
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516

Mortgage

Document Number	0046351329
Date	Nov 20, 2025
Book Page	4635/1329
Instrument	2025079762

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	TROPIC TITLE SERVICES, TROPICS TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516

Mortgage

Document Number	0041270425
Date	Feb 14, 2022
Book Page	4127/425
Instrument	2022011804

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 9, 2019
Property Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516
Document Number	0036901015
Book / Page	003690 / 001015
Instrument Date	Apr 9, 2019
Instrument	21812
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN

Transaction

Amount	Amount Recorded
Tax	$917.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 HARBINGER RD SPRING HILL FL 346082516, SPRING HILL, FL 34608-2516

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516
Document Number	0035690170
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5157 HARBINGER RD SPRING HILL FL 346082516, SPRING HILL, FL 34608-2516

Mortgage

Document Number	0035690170
Date	Apr 4, 2018
Book Page	003569/000170
Instrument	19661

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Apr 3, 2082

Interest

Rate Type	Adjustable Rate
Rate	5.17%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5157 HARBINGER RD, SPRING HILL, FL 34608-2516
Document Number	0035690157
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5157 HARBINGER RD SPRING HILL FL 346082516, SPRING HILL, FL 34608-2516

Mortgage

Document Number	0035690157
Date	Apr 4, 2018
Book Page	003569/000157
Instrument	19660

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Apr 3, 2082

Interest

Rate Type	Adjustable Rate
Rate	5.17%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+46.49%) Homeowner's exemption	$150,178 (+5.99%)	$210,589 (+4.27%) Land $37,500 Building $173,089
2023		$141,695 (+3%) Land $141,695
2022	$1,551.00 Homeowner's exemption	$137,568	$201,965 Land $29,000 Building $172,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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