5157 Francis St, Oceanside, CA 92057 Property Records

San Diego County property record for 5157 Francis St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,037 sqft · built 1986
Lot Size	0.14 acres (6,116 sqft)
Owner	2 Company Names on Record
Last Sale	$701,000 (Aug 2023)
Tax Bill	$8,042 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`122-342-43-00`

Property Details

APN / Parcel Number

Primary APN	`122-342-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,037 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Lot Area	6,116 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5157 FRANCIS ST
City	OCEANSIDE
State	CA
Zip	92057-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 TR 010025
Legal Subdivision	GREENBROOK ESTATES
Legal Tract	010025
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18620

Owner

Source: San Diego County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 16, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 4, 2019	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jan 4, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2023223482
Last Transfer Date	Jun 4, 2026
Transfer Doc	0000213643
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Document Number	0000213643
Instrument Date	Jun 4, 2026
Instrument	2026213643
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Investor	Possibly a Property Investor

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2023
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Document Number	0000223481
Map Reference	MAP 10025
Instrument Date	Aug 14, 2023
Instrument	2023-0223481
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6711

Mortgage

Document Number	0000223483
Date	Aug 16, 2023
Instrument	2023-0223483

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2023
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Document Number	0000223482
Map Reference	MAP 10025
Instrument Date	Jul 24, 2023
Instrument	2023-0223482
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471223
Date	Aug 20, 2020
Instrument	2020-0471223

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Document Number	0000490129
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5157 FRANCIS ST OCEANSIDE CA 920573633, OCEANSIDE, CA 92057-3633

Mortgage

Document Number	0000490129
Date	Oct 29, 2019
Instrument	490129

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2019
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Document Number	0000004413
Instrument Date	Jan 3, 2019
Instrument	4413
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5157 FRANCIS ST OCEANSIDE CA 920573633, OCEANSIDE, CA 92057-3633

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2019
Property Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633
Document Number	0000004414
Map Reference	MAP 10025
Instrument Date	Dec 19, 2018
Instrument	2019-0004414
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 FRANCIS ST, OCEANSIDE, CA 92057-3633

Mortgage

Document Number	0000004415
Date	Jan 4, 2019
Instrument	2019-0004415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,319 (+2%) Land $429,012 Building $300,307
2025	$8,042.00 (+58.12%)	$715,019 (+56.91%) Land $420,600 Building $294,419
2023	$5,086.00 (+1.54%)	$455,682 Land $268,048 Building $187,634
2022	$5,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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