5156 NW Surfside Dr, Altha, FL 32421 Property Records

Calhoun County property record for 5156 NW Surfside Dr, Altha, FL 32421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,103 sqft · built 1982
Lot Size	0.47 acres (20,490 sqft)
Owner	2 Individual Names on File
Last Sale	$57,000 (Apr 2003)
Tax Bill	$435 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1N-11-0560-0002-4200`

Property Details

APN / Parcel Number

Primary APN	`02-1N-11-0560-0002-4200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,103 sqft Heated Area
Gross Area	2,340 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,490 sqft (0.47 acres)
Lot Dimensions	128 ft deep x 160 ft wide
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5156 NW SURFSIDE DR
City	ALTHA
State	FL
Zip	32421-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 42 & 43 BLK 2 LAKE MCKENZI OR 86-698,97-451,188-628, 218- 487, 225-134,272-19
Legal Range	11W
Legal Township	01N
Legal Section	02
Legal Subdivision	LAKE MCKENZIE HOMES (BLKS 1-4)
Legal Block	2
Legal Lot Number	42-43 43
Jurisdiction	CALHOUN FL
Township / Civil Division	WEST CALHOUN
Census Block Group	4
Census Block	4035
Census Tract	10200

Owner

5156 NW Surfside Dr is owned and occupied by two individuals who bought it in April 2003.

Source: Calhoun County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5156 NW SURFSIDE DR, ALTHA, FL 32421-4428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 14, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2003 · Amount on File
Deed Sale	Apr 30, 2003 · Amount on File
Deed Document Number	0000027219
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN FL
Property Address	5156 NW SURFSIDE DR, ALTHA, FL 32421-4428
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5156 NW SURFSIDE DR, ALTHA, FL 32421-4428

Mortgage

Document Number	0007002619
Date	Oct 10, 2025
Book Page	522/726
Instrument	202507002619

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN FL
Property Address	5156 NW SURFSIDE DR, ALTHA, FL 32421-4428
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007004427
Date	Dec 29, 2021
Book Page	478/64
Instrument	202107004427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN FL
Property Address	5156 NW SURFSIDE DR, ALTHA, FL 32421-4428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007003514
Date	Dec 14, 2018
Book Page	442/0913
Instrument	201807003514

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,298 (+2.9%)	$113,714 (+3.86%) Land $11,200 Building $102,514
2024	$435.00 (+4.82%) Senior Citizen's exemption	$73,176 (+3%)	$109,491 (+22.11%) Land $11,200 Building $98,291
2023	$415.00 (-0.24%) Senior Citizen's exemption	$71,045 (+3%)	$89,665 (-1.09%) Land $11,200 Building $78,465
2022	$416.00 Senior Citizen's exemption	$68,976	$90,652 Land $11,200 Building $79,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5156 NW Surfside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5156 NW Surfside Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW Surfside Dr

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