Okaloosa County property record for 5156 Kel Ray Ln, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,767 sqft · built 1930 |
| Lot Size | 2.8 acres (122,176 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,714 (Sep 2002) |
| Tax Bill | $744 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-2524-4 |
| Primary APN | C56-000-596-2524-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,767 sqft Heated Area |
| Gross Area | 2,667 sqft |
| 1st Floor Area | 3,447 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 122,176 sqft (2.8 acres) |
| Lot Width | 495 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 1,056 sqft |
| Patio Area | 252 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 5156 KEL RAY LN |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME INV CO MILLIGAN BEG SW COR BLK K E 440FT THC SWLY ALG ST HWY #1 R/W 490FT N 295FT TO POB AND SW 1/4 OF BLK K AS OR 32-15 |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 22 |
| Legal Subdivision | HOMES INV CO ADDN |
| Legal Block | K |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 20101 |
5156 Kel Ray Ln is owned and occupied by two individuals who bought it in September 2002.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5156 KEL RAY LN, BAKER, FL 32531-9311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2002 · Amount on File |
| Deed Sale | Sep 23, 2002 · Amount on File |
| Deed Document Number | 0002383892 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5156 Kel Ray Ln was $744 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744.00 Homeowner's exemption | $88,362 | $125,543 Land $56,027 Building $69,516 |
| 2023 | $566.00 (+3.85%) Homeowner's exemption | $83,371 (+3%) | $97,956 (+11.6%) Land $47,600 Building $50,356 |
| 2022 | $545.00 Homeowner's exemption | $80,943 | $87,775 Land $44,487 Building $43,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5156 Kel Ray Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5156 Kel Ray Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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