5155 Coldwater Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5155 Coldwater Rd, Lapeer, MI 48446

Property Summary

Property TypeResidential Vacant Land
Lot Size0.739 acres (32,200 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (May 2026)
Tax Bill$274 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN017-710-003-00

Property Details

APN / Parcel Number

Primary APN017-710-003-00

Interior

FlooringCarpet

Exterior

Lot Area32,200 sqft (0.739 acres)
Lot Dimensions200 ft deep x 161 ft wide

Location & Zoning

Street Address5155 COLDWATER RD
CityLAPEER
StateMI
Zip48446-8014
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionWINCHESTER HILLS LOT 3. OREGON TOWNSHIP; LAPEER COUNTY, MI 161 X 200
Legal SubdivisionWINCHESTER HILLS
Legal Lot Number3
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group1
Census Block1003
Census Tract342100

Owner

5155 Coldwater Rd, residential vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: Lapeer County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address5155 COLDWATER RD, LAPEER, MI 48446-8014
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jun 23, 2021Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2026 · Amount on File
Deed SaleMay 18, 2026 · Amount on File
Prior SaleOct 18, 2024 · Amount on File
Deed Book / Page3520 / 764
Record UpdatedSep 20, 2026

May 2026: Warranty Deed

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateMay 18, 2026
Property Address5155 COLDWATER RD, LAPEER, MI 48446-8014
Document Number3520000764
Book / Page3520 / 764
Instrument DateMay 18, 2026
Record UpdatedJun 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223,462.50
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5155 COLDWATER RD, LAPEER, MI 48446-8014

Mortgage

Document Number3520000766,
DateMay 18, 2026
Book Page3520/766
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateJun 23, 2021
Property AddressCOLDWATER RD, LAPEER, MI 48446
Document Number0032140211
Book / Page3214 / 211
Map ReferenceLB 6 PG 11
Instrument DateJun 18, 2021
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address83 N ELM GROVE RD, LAPEER, MI 48446-3553

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 214, DRYDEN, MI 48428-0214

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,500$21,000
2024$274.00
2023$10,000$20,000
2022$259.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5155 Coldwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5155 Coldwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coldwater Rd

Nearby Streets

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