5155 Bear Claw Ln, Rockwall, TX 75032 Property Records

Rockwall County property record for 5155 Bear Claw Ln, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3,758 sqft · built 2001
Lot Size	1.38 acres (60,448 sqft)
Owner	Individual Name on File
Last Sale	$556,800 (Sep 2020)
Tax Bill	$13,477 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4603000C0010000R`

Property Details

APN / Parcel Number

Primary APN	`4603000C0010000R`
Alternative APNs	`R48116` `48116`

Interior

Stories	1 Story
Building Area	3,758 sqft Living Area
Gross Area	5,164 sqft
1st Floor Area	3,758 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,448 sqft
Lot Dimensions	310 ft deep x 195 ft wide
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5155 BEAR CLAW LN
City	ROCKWALL
State	TX
Zip	75032-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKS OF BUFFALO WAY, BLOCK C, LOT 10
Legal Subdivision	OAKS OF BUFFALO WAY
Legal Tract	10
Legal Block	C
Legal Lot Number	10
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2023
Census Tract	40503

Owner

5155 Bear Claw Ln is owned and occupied by an individual who bought it in September 2020.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	5155 BEAR CLAW LN, ROCKWALL, TX 75032-8870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Nov 7, 2016 · Amount on File
Deed Document Number	202020959
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000020959
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	5155 BEAR CLAW LN, ROCKWALL, TX 75032-8870
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002245
Date	Jan 28, 2022
Instrument	20220000002245

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2050

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 8, 2020
Property Address	5155 BEAR CLAW LN, ROCKWALL, TX 75032-8870
Document Number	0000020959
Map Reference	VOL 1289 PG 243
Instrument Date	Sep 3, 2020
Instrument	20200000020959
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 SPENCER RD APT 4111, 2100, DENTON, TX 76205-1116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5155 BEAR CLAW LN, ROCKWALL, TX 75032-8870

Mortgage

Document Number	0000020960
Date	Sep 8, 2020
Instrument	20200000020960

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5155 Bear Claw Ln was $13,477 with a homeowner's exemption, down 22.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$910,787 (-4.16%) Land $286,000 Building $624,787	$910,787 (-4.16%) Land $286,000 Building $624,787
2025	$13,477.00 (-22.33%) Homeowner's exemption	$950,305 Land $286,000 Building $664,305	$950,305 Land $286,000 Building $664,305
2024	$17,351.00 (+21.07%)
2023	$14,331.00	$915,497 Land $312,000 Building $603,497	$915,497 Land $312,000 Building $603,497
2021	$11,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5155 Bear Claw Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5155 Bear Claw Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications.

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