51540 Windy Dr, Bemidji, MN 56601 Property Records

Hubbard County property record for 51540 Windy Dr, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,758 sqft · built 2005
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$355,500 (Dec 2009)
Tax Bill	$4,584 (2026)
Deeds & Mortgages	Jun 2005 Construction Loan Mar 2013 Line of Credit + 2 more
APN	`07.38.00410`

Property Details

APN / Parcel Number

Primary APN	`07.38.00410`
Alternative APN	`42858`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,680 sqft
Finished Basement	1,680 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asbestos
Lot Area	91,912 sqft (2.11 acres)
Lot Width	153 ft Width
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Convection

Location & Zoning

Account Number	42858
Street Address	51540 WINDY DR
City	BEMIDJI
State	MN
Zip	56601-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.11 AC FAR GRACE VIEW ESTATES LOT 4
Legal Subdivision	GRACE VIEW ESTATES
Legal Lot Number	4
Jurisdiction	HUBBARD MN
Township / Civil Division	FARDEN
Census Block Group	3
Census Block	3023
Census Tract	70100

Owner

51540 Windy Dr is owned by two individuals who bought it in December 2009.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20589 440TH AVE SW, EAST GRAND FORKS, MN 56721-9236
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2005	Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF DEERWOOD
Mar 20, 2013	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Dec 6, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS OF MINNESOTA INC
Dec 15, 2009	Personal Representative Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2009 · Amount on File
Deed Sale	Dec 15, 2009 · Amount on File
Deed Document Number	2009343696
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	51540 WINDY DR, BEMIDJI, MN 56601-6573
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000308453
Date	Jun 8, 2005
Instrument	A000308453

Lender

Name	THE FIRST NATIONAL BANK OF DEERWOOD
Address	BEMIDJI, MN 56601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	365 Months
Due	Nov 1, 2035

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	51540 WINDY DR, BEMIDJI, MN 56601-6573
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000364687
Date	Mar 20, 2013
Instrument	A000364687

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2028

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	51540 WINDY DR, BEMIDJI, MN 56601-6573
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000321465
Date	Dec 6, 2006
Instrument	A000321465

Lender

Name	COUNTRYWIDE HOME LOANS OF MINNESOTA INC
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2021

December 2009: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HUBBARD MN
Recording Date	Dec 15, 2009
Property Address	51540 WINDY DR, BEMIDJI, MN 56601-6573
Document Number	A000343696
Instrument Date	Dec 11, 2009
Instrument	A000343696
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,173.15
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	A000343697
Date	Dec 15, 2009
Instrument	A000343697

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 51540 Windy Dr was $4,584.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Farden Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,584.00
2025	$4,584.00	$626,100 Land $220,500 Building $405,600	$626,100 Land $220,500 Building $405,600
2022	$3,784.00	$493,200 Land $179,800 Building $313,400	$493,200 Land $179,800 Building $313,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 51540 Windy Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 51540 Windy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures