Wayne County property record for 5154 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1976 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Nov 2018) |
| Tax Bill | $4,581 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-181-09-014 |
| Primary APN | 82-10-181-09-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 112 ft deep x 35 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5154 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 219 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ORCHARD BLVD SUBD |
| Legal Subdivision | ORCHARD BLVD |
| Legal Lot Number | 219 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 573400 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Nov 7, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 6, 2018 | Warranty Deed, Transfer MICHIGAN INV TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Prior Sale | Jun 6, 2018 · Amount on Record |
| Deed Document Number | 2018316994 |
| Deed Book / Page | 54711 / 1213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Document Number | 0573580713 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 57358/713 |
| Instrument | 2022022057 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Document Number | 0562891014 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 56289/1014 |
| Instrument | 2021013692 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 7, 2018 |
| Property Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Document Number | 0547111213 |
| Book / Page | 054711 / 001213 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 316994 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | MICHIGAN INV TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,453.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24112 CHICAGO ST DEARBORN MI 481243262, DEARBORN, MI 48124-3262 |
| Document Number | 546971274 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 054697/001274 |
| Instrument | 310178 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 6, 2018 |
| Property Address | 5154 TERNES ST, DEARBORN, MI 48126-3059 |
| Document Number | 0544431168 |
| Book / Page | 054443 / 001168 |
| Instrument Date | May 30, 2018 |
| Instrument | 193187 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | MICHIGAN INV TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $759.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1365 KESSLER AVE WATERFORD MI 483284753, WATERFORD, MI 48328-4753 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,300 (-5.01%) | $208,600 (-5.01%) | |
| 2025 | $4,581.00 (-0.24%) | ||
| 2023 | $109,800 | $219,600 | |
| 2019 | $4,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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