5154 Goldfinch Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5154 Goldfinch Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$498,000 (Feb 2026)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292531094500011330`

Property Details

APN / Parcel Number

Primary APN	`292531094500011330`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	5154 GOLDFINCH DR
City	SAINT CLOUD
State	FL
Zip	34771-6920
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 133
Legal Phase	1B
Legal Lot Number	133
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43700

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5154 GOLDFINCH DR, SAINT CLOUD, FL 34771-6920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	2026023527
Deed Book / Page	6925 / 2391
Record Updated	Jun 8, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 18, 2026
Property Address	5154 GOLDFINCH DR, SAINT CLOUD, FL 34771-6920
Document Number	0069252391
Book / Page	6925 / 2391
Map Reference	MB 35 PG 161-174
Instrument Date	Feb 18, 2026
Instrument	2026023527
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5154 GOLDFINCH DR, SAINT CLOUD, FL 34771-6920

Mortgage

Document Number	0069252393
Date	Feb 18, 2026
Instrument	6925/2393

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,947.00	$66,000 Land $66,000	$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum.

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