5154 Culpepper Pl, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 5154 Culpepper Pl, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,525 sqft · built 2004
Lot Size	0.142 acres (6,191 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Jul 2024)
Tax Bill	$5,141 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-19-0150-02300-0760`

Property Details

APN / Parcel Number

Primary APN	`10-26-19-0150-02300-0760`
Alternative APN	`0698509`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,525 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,191 sqft (0.142 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	305 sqft
Patio Area	280 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0698509
Street Address	5154 CULPEPPER PL
City	WESLEY CHAPEL
State	FL
Zip	33544-5590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	LEXINGTON OAKS VILLAGES 23 AND 24 PB 45 PG 072 BLOCK 23 LOT 76
Legal Range	19E
Legal Township	26S
Legal Section	10
Legal Subdivision	LEXINGTON OAKS
Legal Tract	150
Legal Block	23
Legal Lot Number	76
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32011

Owner

5154 Culpepper Pl is owned and occupied by an individual who bought it in July 2024.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	5154 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage THE HOME LOAN EXPERT LLC
Feb 22, 2017	Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Feb 22, 2017 · Amount on File
Deed Document Number	2024115938
Deed Book / Page	11038 / 1959
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5154 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5590
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5T54 CULPOPPER PLACE, WESLEY CHAPEL, FL 33544

Mortgage

Document Number	0103642412
Date	Jun 7, 2021
Book Page	10364/2412
Instrument	2021117972

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 22, 2017
Property Address	5154 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5590
Document Number	0094992271
Book / Page	9499 / 2271
Map Reference	MB45 PG72
Instrument Date	Feb 7, 2017
Instrument	2017024089
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2706 PARK MEADOW DR, 2706, VALRICO, FL 33594-4652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5154 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5590

Mortgage

Document Number	2017024090
Date	Feb 22, 2017
Instrument	2017024090

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5154 Culpepper Pl was $5,141 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,141.00 Homeowner's exemption	$260,566 Land $67,938 Building $192,628	$313,556 Land $67,938 Building $245,618
2023	$3,883.00 (+11.97%) Additional exemption filed	$192,560 (+3%) Land $49,878 Building $142,682	$301,268 (+20.23%) Land $49,878 Building $251,390
2022	$3,468.00 Homeowner's exemption	$186,960 Land $41,598 Building $145,362	$250,570 Land $41,598 Building $208,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5154 Culpepper Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	2 (1992–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5154 Culpepper Pl is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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