5152 Thunder Hill Rd, Columbia, MD 21045 Property Records

Howard County property record for 5152 Thunder Hill Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,850 sqft · built 1971
Lot Size	0.234 acres (10,191 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Jun 2021)
Tax Bill	$6,599 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-082961`

Property Details

APN / Parcel Number

Primary APN	`16-082961`
Alternative APN	`082961`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,850 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,191 sqft (0.234 acres)
Deck Area	437 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	082961
Street Address	5152 THUNDER HILL RD
City	COLUMBIA
State	MD
Zip	21045-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 87 10,191 SQ' 5152 THUNDER HILL RD VIL OAKLAND MILLS S1 A1
Legal Subdivision	VILLAGE OAKLAND MILLS
Legal Lot Number	87
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1014
Census Tract	606601

Owner

5152 Thunder Hill Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5152 THUNDER HILL RD, COLUMBIA, MD 21045-1923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Book / Page	20680 / 284
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 30, 2021
Property Address	5152 THUNDER HILL RD, COLUMBIA, MD 21045-1923
Document Number	0206800284
Book / Page	20680 / 284
Map Reference	MB 15 FO 45
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5152 THUNDER HILL RD, COLUMBIA, MD 21045-1923

Mortgage

Document Number	20680290
Date	Jun 30, 2021
Instrument	20680/290

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5152 Thunder Hill Rd was $6,599, up 6.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,599.00 (+6.68%)	$422,600 (+6.91%) Land $203,300 Building $219,300	$422,600 (-) Land $203,300 Building $219,300
2025	$6,186.00	$395,300	$422,600 Land $203,300 Building $219,300
2023		$340,700 Land $183,300 Building $157,400	$340,700 Land $183,300 Building $157,400
2022	$3,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5152 Thunder Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5152 Thunder Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20