5151 Twin Lakes Blvd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5151 Twin Lakes Blvd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,624 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$358,200 (Sep 2025)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-26-31-5262-0001-7080`

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5262-0001-7080`
Alternative APN	`263117526200017080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,624 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	498 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5151 TWIN LAKES BLVD
City	SAINT CLOUD
State	FL
Zip	34772-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 2A-2B PB 27 PGS 121-126 LOT 708
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES PH 2A-2B
Legal Phase	2A-2B
Legal Lot Number	708
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

5151 Twin Lakes Blvd is owned and occupied by two individuals who bought it in September 2025.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5151 TWIN LAKES BLVD, SAINT CLOUD, FL 34772-7863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 4, 2022	Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	2025109902
Deed Book / Page	6844 / 1170
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0064221323
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 9, 2023
Property Address	5151 TWIN LAKES BLVD, SAINT CLOUD, FL 34772-7863
Document Number	0064221323
Book / Page	6422 / 1323
Map Reference	MB 27 PG 121-126
Instrument Date	Jun 9, 2023
Instrument	2023074910
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5151 TWIN LAKES BLVD, SAINT CLOUD, FL 34772-7863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 TWIN LAKES BLVD, SAINT CLOUD, FL 34772-7863

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 4, 2022
Property Address	5151 TWIN LAKES BLVD, SAINT CLOUD, FL 34772-7863
Document Number	0061640281
Book / Page	6164 / 281
Map Reference	MB 27 PG 121-126
Instrument Date	Feb 17, 2022
Instrument	2022035166
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 TWIN LAKES BLVD, SAINT CLOUD, FL 34772-7863

Mortgage

Document Number	0006164283
Date	Mar 4, 2022
Instrument	6164/283

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5151 Twin Lakes Blvd was $6,799, up 3.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,799.00 (+3.06%)	$377,500 Land $85,000 Building $292,500	$377,500 Land $85,000 Building $292,500
2024	$6,597.00 (+1.68%)
2023	$6,488.00 (+127.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$371,300 (+471.23%) Land $75,000 Building $296,300	$371,300 (+471.23%) Land $75,000 Building $296,300
2022	$2,849.00	$65,000 Land $65,000	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5151 Twin Lakes Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5151 Twin Lakes Blvd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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