5151 Sue Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 5151 Sue Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 8,281 sqft · built 1992
Lot Size	1.25 acres (54,450 sqft)
Owner	Owner Name on File
Tax Bill	$18,804 (2024)
Deeds & Mortgages	May 2022 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-21-010-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-21-010-007.000-018`
Alternative APN	`1610210010007000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	8,281 sqft Living Area
1st Floor Area	3,516 sqft
2nd Floor Area	2,309 sqft
Attic Area	1,149 sqft
Basement Area	3,484 sqft
Finished Basement	2,456 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	294 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	1,151 sqft
Parking Spaces	4 Parking Spaces
Pool Area	874 sqft
Bath House	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610210010007000
Street Address	5151 SUE DR
City	CARMEL
State	IN
Zip	46033-8669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.25, SECTION 21, TOWNSHIP 18, RANGE 4, WOODFIELD, SECTION 7C, LOT 177
Legal Range	04
Legal Township	18
Legal Section	21
Legal Subdivision	CARMEL WOODFIELD
Legal Block	7C
Legal Lot Number	177
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2011
Census Tract	110907

Owner

The current owner of 5151 Sue Dr acquired it in February 2005.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Owner Name on File
Mailing Address	5151 SUE DR, CARMEL, IN 46033-8669
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 8, 2005
Transfer Doc	0000007715
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5151 SUE DR, CARMEL, IN 46033-8669
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025941
Date	May 25, 2022
Instrument	2022025941

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5151 SUE DR, CARMEL, IN 46033-8669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054054
Date	Oct 31, 2017
Instrument	2017054054

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 16, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$946,700 Land $219,600 Building $727,100	$946,700 Land $219,600 Building $727,100
2024	$18,804.00 (-0.47%)
2023	$18,893.00 (+11.82%)	$937,200 (+14.4%) Land $134,100 Building $803,100	$937,200 (+14.4%) Land $134,100 Building $803,100
2022	$16,896.00	$819,200 Land $134,100 Building $685,100	$819,200 Land $134,100 Building $685,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5151 Sue Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5151 Sue Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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