Caldwell County property record for 5151 Starnes Rd, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 1994 |
| Lot Size | 3.37 acres (146,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $652 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 99 1 19 |
| Primary APN | 08 99 1 19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,876 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 146,797 sqft (3.37 acres) |
| Deck Area | 148 sqft |
| Patio Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 22922 |
|---|---|
| Street Address | 5151 STARNES RD |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1455 PG 1829 YR 03 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31302 |
5151 Starnes Rd is owned and occupied by an individual.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5151 STARNES RD, GRANITE FALLS, NC 28630-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5151 STARNES RD, GRANITE FALLS, NC 28630-9528 |
| Document Number | 0010020017 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 5151 STARNES RD GRANITE FALLS NC 286309528, GRANITE FALLS, NC 28630-9528 |
| Document Number | 0010020017 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 001936/001660 |
| Instrument | 10020017 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5151 Starnes Rd was $652, down 4.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652.00 (-4.82%) | $193,100 (-0.05%) Land $36,700 Building $156,400 | |
| 2025 | $685.00 | $193,200 Land $36,700 Building $156,500 | $193,100 Land $36,700 Building $156,400 |
| 2023 | $122,400 (-) Land $32,800 Building $89,600 | $122,400 (-) Land $32,800 Building $89,600 | |
| 2022 | $512.00 | $122,400 Land $32,800 Building $89,600 | $122,400 Land $32,800 Building $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5151 Starnes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5151 Starnes Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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