5151 High St, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5151 High St, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1998
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2024)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`141A A 020`

Property Details

APN / Parcel Number

Primary APN	`141A A 020`
Alternative APN	`0000139363`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000139363
Old Parcel Number	141A A020
Street Address	5151 HIGH ST
City	OOLTEWAH
State	TN
Zip	37363-6873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 97 ROBINSON FARM ESTATES PB54 PG161 OUT OF 141-6.02 FOR 1997
Legal Subdivision	ROBINSON FARM ESTATE
Legal Lot Number	97
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3032
Census Tract	11206

Owner

5151 High St is owned and occupied by an individual who bought it in December 2024.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Non-Conforming Investor Loan PINNACLE BANK
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FCU
Dec 23, 2024	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 7, 2017	Warranty Deed, Transfer · FHA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	2024122300047
Deed Book / Page	13795 / 448
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873

Mortgage

Document Number	0000000112
Date	Dec 28, 2021
Book Page	12787/739
Instrument	2021122800112

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	239 Months
Due	Nov 18, 2041

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000180
Date	Dec 18, 2023
Book Page	13472/988
Instrument	2023121800180

Lender

Name	FIRST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 23, 2024
Property Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873
Document Number	0000000047
Book / Page	13795 / 448
Map Reference	MB 54 PG 161
Instrument Date	Dec 20, 2024
Instrument	2024122300047
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873

Mortgage

Document Number	0000000048
Date	Dec 23, 2024
Instrument	2024122300048

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 2, 2022
Property Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873
Document Number	0000000149
Book / Page	12865 / 767
Map Reference	MB 54 POG 161
Instrument Date	Feb 28, 2022
Instrument	2022030200149
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873

Mortgage

Document Number	0012865770
Date	Mar 2, 2022
Instrument	12865/770

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 7, 2017
Property Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873
Document Number	0000000351
Book / Page	11123 / 239
Map Reference	MB54 PG161
Instrument Date	Aug 3, 2017
Instrument	2017080700351
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5151 HIGH ST, OOLTEWAH, TN 37363-6873

Mortgage

Document Number	0000000352
Date	Aug 7, 2017
Instrument	2017080700352

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5151 High St was $1,110, up 9.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Collegedale City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,110.00 (+9.68%)	$73,275 (+61.84%)	$293,100 (+61.84%) Land $54,000 Building $239,100
2024	$1,012.00 (-41.27%)	$45,275 (-)	$181,100 (-) Land $31,500 Building $149,600
2023	$1,723.00 (+4.36%)	$45,275 (-)	$181,100 (-) Land $31,500 Building $149,600
2022	$1,651.00	$45,275	$181,100 Land $31,500 Building $149,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5151 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5151 High St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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