51501 Caroline Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 51501 Caroline Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,998 sqft · built 2018
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$290,150 (Jul 2018)
Tax Bill	$6,585 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-15-428-007`

Property Details

APN / Parcel Number

Primary APN	`15-09-15-428-007`
Alternative APN	`0915428007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,998 sqft Living Area
1st Floor Area	1,977 sqft
Basement Area	1,977 sqft
Unfinished Basement	1,977 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	142 ft deep x 99 ft wide
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51501 CAROLINE DR
City	CHESTERFIELD
State	MI
Zip	48047-4584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	CHESTERFIELD OAKS SUB; (L156, P22-27) LOT 29
Legal Subdivision	CHESTERFIELD OAKS SUB
Legal Lot Number	29
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2000
Census Tract	222105

Owner

51501 Caroline Dr is owned and occupied by an individual who bought it in July 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage CHEMICAL BANK
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK
Jul 25, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 23, 2018	Quit Claim Deed, Transfer OTHER
Jul 13, 2018	Quit Claim Deed, Transfer Quitclaim
May 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	20188084741
Deed Book / Page	25491 / 687
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000082728
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 31, 2026
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Document Number	0000072845
Book / Page	30789 / 922
Instrument Date	Jul 27, 2026
Instrument	202672845
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584

Mortgage

Document Number	0000072845,
Date	Jul 31, 2026
Book Page	30789/922
Instrument	202672845

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 27, 2046

Interest

Rate	6.49%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068262
Date	Jun 15, 2020
Book Page	26768/558
Instrument	2068262

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098585
Date	Sep 4, 2019
Book Page	26171/229
Instrument	9098585

Lender

Name	CHEMICAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2018
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Document Number	0000084741
Book / Page	25491 / 687
Map Reference	LB 156 PG 22-27
Instrument Date	Jul 18, 2018
Instrument	8084741
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,498.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1342519 MILE RD800, 1342519, STERLING HEIGHTS, MI 48313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584

Mortgage

Document Number	0000084742
Date	Jul 27, 2018
Instrument	8084742

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 25, 2018
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Document Number	0000083640
Book / Page	025486 / 000337
Instrument Date	Jul 18, 2018
Instrument	83640
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13425 19 MILE RD #800 STERLING HEIGHTS MI 483131992, 800, STERLING HEIGHTS, MI 48313-1992

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 23, 2018
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Document Number	0000082728
Book / Page	025482 / 000614
Instrument Date	Jul 18, 2018
Instrument	82728
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13425 19 MILE RD #800 STERLING HEIGHTS MI 483131992, 800, STERLING HEIGHTS, MI 48313-1992

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 13, 2018
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Document Number	0000079329
Book / Page	025466 / 000692
Instrument Date	Jan 26, 2018
Instrument	79329
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50278 FULHAM CT MACOMB MI 48044, MACOMB, MI 48044

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 31, 2017
Property Address	51501 CAROLINE DR, CHESTERFIELD, MI 48047-4584
Document Number	0000068847
Book / Page	024742 / 000876
Instrument Date	May 17, 2017
Instrument	68847
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13425 19 MILE RD #800 STERLING HEIGHTS MI 483131992, 800, STERLING HEIGHTS, MI 48313-1992

Tax Assessment & Valuation

The 2025 property tax bill for 51501 Caroline Dr was $6,585 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,300	$446,600
2025	$6,585.00
2023		$192,900	$385,800
2022	$5,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51501 Caroline Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51501 Caroline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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