5150 Silver Bluff Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5150 Silver Bluff Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,787 sqft · built 1990
Lot Size0.205 acres (8,920 sqft)
OwnerIndividual Name on Record
Last Sale$480,500 (Feb 2016)
Tax Bill$4,647 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN159-033-28-00

Property Details

APN / Parcel Number

Primary APN159-033-28-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,787 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area8,920 sqft (0.205 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5150 SILVER BLUFF DR
CityOCEANSIDE
StateCA
Zip92057-6330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 155 TR 010207
Legal SubdivisionLARK PLACE
Legal Tract010207
Legal Block1
Legal Lot Number155
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5150 SILVER BLUFF DR, OCEANSIDE, CA 92057-6330
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2016 · Amount on Record
Deed SaleFeb 29, 2016 · Amount on Record
Prior SaleJun 2, 1989 · Amount on Record
Deed Document Number201687489
Prior Transfer DateFeb 22, 2016
Prior Transfer Doc0000087488
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5150 SILVER BLUFF DR, OCEANSIDE, CA 92057-6330
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000247971
DateMay 15, 2020
Instrument2020-0247971
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5150 SILVER BLUFF DR, OCEANSIDE, CA 92057-6330
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5150 SILVER BLUFF DR, OCEANSIDE, CA 92057-6330

Mortgage

Document Number0000040967
DateJan 20, 2021
Instrument2021-0040967
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,182 (+2%) Land $277,714 Building $302,468
2025$4,647.00 (+6.34%)$568,807 (+4.04%) Land $272,269 Building $296,538
2023$4,370.00 (-2%)$546,722 Land $261,698 Building $285,024
2022$4,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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