5150 Keyser Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5150 Keyser Mill Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,709 sqft · built 2017
Lot Size	10 acres (439,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jul 2016)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-9274-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-9274-1`
Alternative APN	`19-3N-24-0000-0002-0030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,709 sqft Heated Area
Gross Area	5,463 sqft
1st Floor Area	2,709 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	439,085 sqft (10 acres)
Garage Type	Finished
Garage Area	947 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	472 sqft
Patio Area	1,335 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5150 KEYSER MILL RD
City	BAKER
State	FL
Zip	32531-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR N3956 FT TO SE COR GOVT LOT 1 W358.9 FT TO POB CONT N77 DEG W1117. 74 FT S750.75 FT TO CURVE ON RD NELY APROX 725
Legal Range	24
Legal Township	03N
Legal Section	19
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3047
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5150 KEYSER MILL RD, BAKER, FL 32531-8354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 28, 2017	Loan Modification, Mortgage BEACH CMNTY MTG SVCS
Nov 8, 2017	Loan Modification, Mortgage BEACH CMNTY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	3080200
Deed Book / Page	3258 / 4517
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5150 KEYSER MILL RD, BAKER, FL 32531-8354
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5150 KEYSER MILL RD, BAKER, FL 32531-8354

Mortgage

Document Number	0035534163
Date	Jun 16, 2021
Book Page	3553/4163
Instrument	3463901

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	5150 KEYSER MILL RD, BAKER, FL 32531-8354
Document Number	0033603075
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5150 KEYSER MILL RD BAKER FL 325318354, BAKER, FL 32531-8354

Mortgage

Document Number	0033603075
Date	Jul 25, 2018
Book Page	003360/003075
Instrument	3222017

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	5150 KEYSER MILL RD, BAKER, FL 32531-8354
Document Number	0033283948
Book / Page	003328 / 003948
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5150 KEYSER MILL RD BAKER FL 325318354, BAKER, FL 32531-8354

Mortgage

Document Number	0033283948
Date	Dec 6, 2017
Book Page	003328/003948
Instrument	3176268

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,927.00 (+5.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$534,217 (+5.99%)	$777,372 (+9.34%) Land $60,861 Building $716,511
2023	$4,668.00 (+29.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$504,040 (+26.24%)	$710,964 (+24.59%) Land $54,340 Building $656,624
2022	$3,594.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$399,269	$570,657 Land $51,752 Building $518,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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