515 Zach Rd, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 515 Zach Rd, Sergeant Bluff, IA 51054

Property Summary

Property TypeResidential Vacant Land
Lot Size0.294 acres (12,785 sqft)
OwnerCompany Name on Record
Last Sale$59,500 (Sep 2025)
Tax Bill$196 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN884732329011

Property Details

APN / Parcel Number

Primary APN884732329011

Exterior

Lot Area12,785 sqft (0.294 acres)

Location & Zoning

Street Address515 ZACH RD
CitySERGEANT BLUFF
StateIA
Zip51054-8005
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionSERENITY POINT FIRST LOT 20
Legal SubdivisionSERENITY POINT FIRST ADDITION
Legal Lot Number20
JurisdictionWOODBURY IA
Township / Civil DivisionWOODBURY
Census Block Group3
Census Block3037
Census Tract3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address401 DRIFTWOOD CT, SIOUX CITY, IA 51104-2210
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Deed Document Number20259183
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address515 ZACH RD, SERGEANT BLUFF, IA 51054-8005
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 DRIFTWOOD CT, SIOUX CITY, IA 51104-2210

Mortgage

Document Number0000002578
DateNov 25, 2025
Instrument2025-12578
Lender
NameTHE SECURITY NATIONAL BANK OF SIOUX CITY
TypeBank
AddressSIOUX CITY, IA 51102
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueNov 21, 2026

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySergeant Bluff City
Unified School DistrictSergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$196.00 (-2%)$13,330 (-) Land $13,330$13,330 (-) Land $13,330
2023$200.00 (-14.53%)$13,330 Land $13,330$13,330 Land $13,330
2022$234.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 95% of Iowa
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSERGEANT BLUFF WATER SUPPLY
serves 5,015 people · EPA ID IA9774033
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber · Cable in parts of the area
1,000 / 1,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50

May also be available: ImOn Communications, Nextlink, Verizon.

Nearby Properties on Zach Rd

Nearby Streets

Search Property Records by Address or Parcel Number