515 Workhorse Ln, Ayden, NC 28513 Property Records

Pitt County property record for 515 Workhorse Ln, Ayden, NC 28513

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,755 sqft · built 2023
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Oct 2024)
Tax Bill	$2,515 (2026)
Deeds & Mortgages	Apr 2023 Construction Loan Dec 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088776`

Property Details

APN / Parcel Number

Primary APN	`088776`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,755 sqft Heated Area
Gross Area	2,655 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	515 WORKHORSE LN
City	AYDEN
State	NC
Zip	28513-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	PLEASANT PLAIN FARM
Legal Subdivision	PLEASANT PLAIN FARM
Legal Phase	1
Legal Lot Number	2
Jurisdiction	PITT NC
Township / Civil Division	AYDEN
Census Block Group	2
Census Block	2029
Census Tract	1601

Owner

515 Workhorse Ln is owned and occupied by two individuals who acquired it in December 2024.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 WORKHORSE LN, AYDEN, NC 28513-7619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Dec 12, 2024	Intrafamily Transfer, Transfer
Oct 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 8, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 16, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Book / Page	4574 / 420
Last Transfer Date	Dec 12, 2024
Transfer Doc	0000004591
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	515 WORKHORSE LN, AYDEN, NC 28513-7619
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 E FIRE TOWER RD A, A, GREENVILLE, NC 27858-4196

Mortgage

Document Number	0000004404
Date	Apr 28, 2023
Book Page	4404/871

Lender

Name	UNITED BANK
Type	Bank
Address	GREENVILLE, NC 27858

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 28, 2025

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PITT NC
Recording Date	Dec 12, 2024
Property Address	515 WORKHORSE LN, AYDEN, NC 28513-7619
Document Number	0000004591
Book / Page	4591 / 275
Instrument Date	Dec 12, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 WORKHORSE LN, AYDEN, NC 28513-7619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	515 WORKHORSE LN, AYDEN, NC 28513-7619

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Oct 22, 2024
Property Address	515 WORKHORSE LN, AYDEN, NC 28513-7619
Document Number	0000004574
Book / Page	4574 / 420
Map Reference	MB 89 PG 33
Instrument Date	Oct 16, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 PLEASANT RIDGE RD, GREENSBORO, NC 27410-9250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WORKHORSE LN, AYDEN, NC 28513-7619

Mortgage

Document Number	0004574424
Date	Oct 22, 2024
Instrument	4574/424

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Aug 8, 2023
Property Address	515 WORKHORSE LN, AYDEN, NC 28513-7619
Document Number	0000004438
Book / Page	4438 / 572
Map Reference	MB 89 PG 33
Instrument Date	Aug 7, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 E FIRE TOWER RD, GREENVILLE, NC 27858-4196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WORKHORSE LN, AYDEN, NC 28513-7619

Mortgage

Document Number	0004438574
Date	Aug 8, 2023
Instrument	4438/574

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.65%
Index	5-Year TN
Max Rate	11.6%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PITT NC
Recording Date	Nov 16, 2022
Property Address	515 WORKHORSE LN, AYDEN, NC 28513-7619
Document Number	0000004355
Book / Page	4355 / 433
Map Reference	MB 89 PG 33
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 OLD SNOW HILL RD, GRIFTON, NC 28530-8566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 E FIRE TOWER RD # A, A, GREENVILLE, NC 27858-4196
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 515 Workhorse Ln was $2,515.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,515.00	$336,062 (-) Land $48,000 Building $288,062	$336,062 (-) Land $48,000 Building $288,062
2025	$2,515.00	$336,062 Land $48,000 Building $288,062	$336,062 Land $48,000 Building $288,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Workhorse Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 Workhorse Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
HarvestBeam Fixed Wireless	100 / 20

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