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515 Willow Ave, Westminster, MD 21157 Property Records

Carroll County property record for 515 Willow Ave, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,116 sqft · built 1996
Lot Size0.086 acres (3,750 sqft)
Owner2 Individual Names on File
Last Sale$202,000 (Nov 2004)
Tax Bill$2,286 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-004990

Property Details

APN / Parcel Number

Primary APN07-004990
Alternative APN
  • 004990

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,116 sqft Total Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,750 sqft (0.086 acres)
PorchSlab
Porch Area16 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004990
Street Address515 WILLOW AVE
CityWESTMINSTER
StateMD
Zip21157-6237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 46 - 3750 SF E/S WILLOW AVE PLT 2-15 BUCKINGHAM VIEW BLK F
Legal SubdivisionBUCKINGHAM VIEW
Legal BlockF
Legal Lot Number46
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2041
Census Tract507602

Owner

Source: Carroll County records · APN 07-004990

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address515 WILLOW AVE, WESTMINSTER, MD 21157-6237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2004 · Amount on Record
Deed SaleNov 10, 2004 · Amount on Record
Prior SaleFeb 26, 1997 · Amount on Record
Deed Document Number200442272
Deed Book / Page4209 / 172
Transfer Doc0039720621
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address515 WILLOW AVE, WESTMINSTER, MD 21157-6237
Transaction TypeMortgage
Record UpdatedOct 03, 2023
Title CompanyNOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111110492
DateSep 12, 2023
Book Page11111/492
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$212,200 (+3.93%) Land $70,000 Building $142,200$212,200 (-) Land $70,000 Building $142,200
2025$2,286.00 (+7.58%) Homeowner's exemption$204,167 (+8.54%)$212,200 (+12.81%) Land $70,000 Building $142,200
2023$2,125.00 Homeowner's exemption$188,100 Land $80,000 Building $108,100$188,100 Land $80,000 Building $108,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135076022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimOct 1981, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Ting Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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