515 Wild Cotton Rd, Rosenberg, TX 77471 Property Records

Fort Bend County property record for 515 Wild Cotton Rd, Rosenberg, TX 77471

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,652 sqft · built 2005
Lot Size	0.288 acres (12,526 sqft)
Owner	2 Individual Names on File
Last Sale	$247,925 (Sep 2025)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R325458`

Property Details

APN / Parcel Number

Primary APN	`R325458`
Alternative APN	`2504-01-001-0150-901`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,538 sqft
2nd Floor Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,526 sqft (0.288 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	377 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 WILD COTTON RD
City	ROSENBERG
State	TX
Zip	77471-5875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD SEC 1, BLOCK 1, LOT 15
Legal Subdivision	COTTONWOOD SEC 1
Legal Block	1
Legal Lot Number	15
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	2
Census Block	2009
Census Tract	675401

Owner

515 Wild Cotton Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Fort Bend County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 WILD COTTON RD, ROSENBERG, TX 77471-5875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC
May 3, 2018	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	2025101162
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	0000047440
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Sep 30, 2025
Property Address	515 WILD COTTON RD, ROSENBERG, TX 77471-5875
Document Number	0000101162
Map Reference	PL NO 20040171
Instrument Date	Sep 26, 2025
Instrument	2025101162
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ORCHARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 WILD COTTON RD, ROSENBERG, TX 77471-5875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WILD COTTON RD, ROSENBERG, TX 77471-5875

Mortgage

Document Number	0000101163
Date	Sep 30, 2025
Instrument	2025101163

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000101164
Date	Sep 30, 2025
Instrument	2025101164

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	6701 SHIRLEY AVE, AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 26, 2028

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	May 3, 2018
Property Address	515 WILD COTTON RD, ROSENBERG, TX 77471-5875
Document Number	0000047440
Instrument Date	May 2, 2018
Instrument	47440
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WILD COTTON RD ROSENBERG TX 774715875, ROSENBERG, TX 77471-5875

Mortgage

Document Number	47441
Date	May 3, 2018
Instrument	47441

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 515 Wild Cotton Rd was $5,031 with a homeowner's exemption, down 0.3% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Rosenberg City
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,031.00 (-0.28%) Homeowner's exemption	$312,412 Land $42,374 Building $280,297	$322,671 Land $42,374 Building $280,297
2024	$5,045.00 (-21.33%)
2023	$6,413.00	$332,230 Land $32,595 Building $299,635	$332,230 Land $32,595 Building $299,635
2018	$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Wild Cotton Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	5 (2017–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2019 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Wild Cotton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSENBERG serves 43,158 people · EPA ID TX0790003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Hotwire Communications.

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