Monroe County property record for 515 Whitehead St, Key West, FL 33040
| Property Type | Multi-Story Office Building |
|---|---|
| Details | 2 ba · 2,064 sqft · built 1933 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,029 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00009960-000000 |
| Primary APN | 00009960-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,064 sqft Total Area |
| 1st Floor Area | 2,064 sqft |
| Attic | Attic |
| Attic Area | 1,080 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Fire Resistance | Fireproof Reinforced Concrete |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 572 sqft |
| Patio Area | 597 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1010235 |
|---|---|
| Old Parcel Number | 01010100009960000000 |
| Street Address | 515 WHITEHEAD ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6546 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Multi-Story Office Building |
| Legal Description | KW PT LOT 3 SQR 51 OR292-582/83 OR574-660 OR947-1643 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 51 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 972400 |
515 Whitehead St, a commercial property, is owned by an individual.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1412 18TH ST, KEY WEST, FL 33040-4613 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,497,478 Land $1,308,000 Building $189,478 | $1,497,478 Land $1,308,000 Building $189,478 | |
| 2024 | $12,029.00 (-1.06%) | ||
| 2023 | $12,158.00 (+9.69%) | $1,384,153 (+8.55%) Land $1,199,000 Building $185,153 | $1,384,153 (+8.55%) Land $1,199,000 Building $185,153 |
| 2022 | $11,084.00 | $1,275,153 Land $1,090,000 Building $185,153 | $1,275,153 Land $1,090,000 Building $185,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Whitehead St in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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