515 West St, Saint Clair, MO 63077 Property Records

Franklin County property record for 515 West St, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1991
Lot Size0.2 acres (8,712 sqft)
OwnerOwner Name on Record
Last Sale$97,900 (Jul 2011)
Tax Bill$1,766 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-7-25.0-3-018-033.300

Property Details

APN / Parcel Number

Primary APN22-7-25.0-3-018-033.300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Year BuiltBuilt 1991
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Shed1 Shed

Location & Zoning

Street Address515 WEST ST
CitySAINT CLAIR
StateMO
Zip63077-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:2 BAILEY PARK
Legal Range01W
Legal Township42
Legal Section25
Legal QuarterSW
Legal SubdivisionBAILEY PARK
Legal Block18
Legal Lot Number2
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group2
Census Block2012
Census Tract800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address515 WEST ST, SAINT CLAIR, MO 63077-1282
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2011 · Amount on Record
Deed SaleJul 28, 2011 · Amount on Record
Prior SaleMay 20, 2011
Deed Document Number1110890
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address515 WEST ST, SAINT CLAIR, MO 63077-1282
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002123259
DateDec 15, 2021
Instrument2123259
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,766.00 (+27.05%)$26,227 (+17.48%)$138,040 (+17.48%) Land $17,860 Building $120,180
2023$1,390.00 (-1%)$22,325$117,500 Land $17,860 Building $99,640
2022$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: T-Mobile.

Nearby Properties on West St

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