515 Water St E, Cannon Falls, MN 55009 Property Records

Goodhue County property record for 515 Water St E, Cannon Falls, MN 55009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1940
Lot Size	0.19 acres (8,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jul 2014)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52.140.0960`

Property Details

APN / Parcel Number

Primary APN	`52.140.0960`
Alternative APN	`41133`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,556 sqft
Attic	Attic
Attic Area	302 sqft
Basement Area	672 sqft
Finished Basement	325 sqft
Game Room	Game Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,161 sqft (0.19 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	624 sqft
Driveway	Driveway
Porch	Porch
Porch Area	20 sqft
Deck Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	41133
Street Address	515 WATER ST E
City	CANNON FALLS
State	MN
Zip	55009-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANNON FALLS CITY ADD LOT-003 BLOCK-069 DOC#615624 LOT 3 BLK 69 ID# 2-0140-07800
Legal Subdivision	CANNON FALLS CITY ADD
Legal Block	69
Legal Lot Number	3
Jurisdiction	GOODHUE MN
Township / Civil Division	CANNON FALLS
Census Block Group	3
Census Block	3021
Census Tract	80600

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 WATER ST E, CANNON FALLS, MN 55009-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	2014615624
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	515 WATER ST E, CANNON FALLS, MN 55009-1644
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000663267
Date	May 1, 2020
Instrument	663267

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	515 WATER ST E, CANNON FALLS, MN 55009-1644
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A686668
Date	Jul 8, 2022
Instrument	A686668

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Cannon Falls City
Unified School District	Cannon Falls Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00 (+20.78%) Homeowner's exemption	$300,400 (+31.75%) Land $66,000 Building $234,400	$300,400 (+31.75%) Land $66,000 Building $234,400
2025		$228,000 (+8.52%) Land $57,000 Building $171,000	$228,000 (+8.52%) Land $57,000 Building $171,000
2023	$2,348.00 Homeowner's exemption	$210,100 Land $45,000 Building $165,100	$210,100 Land $45,000 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2012–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cannon Falls serves 4,237 people · EPA ID MN1250001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Southeast MN Wifi Fixed Wireless	300 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

Nearby Properties on Water St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures