515 W Vista Ave, Phoenix, AZ 85021 Property Records

Maricopa County property record for 515 W Vista Ave, Phoenix, AZ 85021

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,313 sqft · built 1950
Lot Size0.353 acres (15,368 sqft)
Owner2 Individual Names on File
Last Sale$304,000 (Oct 2001)
Tax Bill$7,309 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN160-41-045-A

Property Details

APN / Parcel Number

Primary APN160-41-045-A
Alternative APN
  • 16041045A2

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,313 sqft Living Area
Gross Area3,475 sqft
1st Floor Area3,313 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area15,368 sqft (0.353 acres)
Parking Spaces2 Parking Spaces
Pool Area700 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address515 W VISTA AVE
CityPHOENIX
StateAZ
Zip85021-7257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionPYLE ESTATES LOTS 43-49, 55-85 MCR 47/48
Legal Range3E
Legal Township2N
Legal Section5
Legal SubdivisionPYLE ESTATES LOTS 43-49, 55-85
Legal Lot Number23
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1013
Census Tract106200

Owner

515 W Vista Ave is owned and occupied by two individuals who bought it in October 2001.

Source: Maricopa County records, as of October 22, 2025

Owner of Record2 Individual Names on File
Mailing Address515 W VISTA AVE, PHOENIX, AZ 85021-7257
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 13, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK
Jan 30, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2001 · Amount on File
Deed SaleOct 31, 2001 · Amount on File
Prior SaleDec 13, 2000 · Amount on File
Deed Document Number20011010275
Prior Transfer DateApr 29, 1996
Prior Transfer Doc0000400804
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address515 W VISTA AVE, PHOENIX, AZ 85021-7257
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 W VISTA AVE, PHOENIX, AZ 85021-7257

Mortgage

Document Number0000646991
DateAug 16, 2022
Instrument20220646991
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 4, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address515 W VISTA AVE, PHOENIX, AZ 85021-7257
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000760754
DateSep 26, 2019
Instrument20190760754
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address515 W VISTA AVE, PHOENIX, AZ 85021-7257
Document Number0000207755
Instrument DateMar 13, 2017
Transaction TypeMortgage
Record UpdatedMar 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address515 W VISTA AVE PHOENIX AZ 850217257, PHOENIX, AZ 85021-7257

Mortgage

Document Number0000207755
DateMar 24, 2017
Instrument207755
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term420 Months
DueMar 23, 2052
Interest
Rate TypeAdjustable Rate

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJan 30, 2017
Property Address515 W VISTA AVE, PHOENIX, AZ 85021-7257
Document Number0000068659
Map ReferenceMAP47 PG48
Instrument DateJan 25, 2017
Instrument2017-0068659
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPIONEER TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address515 W VISTA AVE, PHOENIX, AZ 85021-7257
InvestorPossibly a Property Investor

Mortgage

Document Number0000068660
DateJan 30, 2017
Instrument2017-0068660
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 W Vista Ave was $7,309.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,670 (+75.69%)$1,066,700 (+8.55%) Land $213,300 Building $853,400
2025$7,309.00$60,715 (-40.72%)$982,700 (-4.05%) Land $196,500 Building $786,200
2024$102,420$1,024,200 Land $204,800 Building $819,400
2023$6,739.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 W Vista Ave in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1978–2005)
Claims Outside the SFHA8 of 11
Most Recent ClaimAug 2005 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jul 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 W Vista Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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