515 W Marble St, Duluth, MN 55811 Property Records

St. Louis County property record for 515 W Marble St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,743 sqft · built 1998
Lot Size	0.436 acres (19,010 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Mar 2021)
Tax Bill	$6,658 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0802-00130`

Property Details

APN / Parcel Number

Primary APN	`010-0802-00130`
Alternative APN	`1044509`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,743 sqft Gross Area
1st Floor Area	1,743 sqft
Basement Area	868 sqft
Finished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	19,010 sqft (0.436 acres)
Garage Area	896 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	20 sqft
Deck Area	460 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1044509
Street Address	515 W MARBLE ST
City	DULUTH
State	MN
Zip	55811-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:002 SERIAL #
Legal Subdivision	CRYSTAL TREE C OF DULUTH
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1063
Census Tract	302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 W MARBLE ST, DULUTH, MN 55811-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CREDIT UNION
Apr 23, 2020	Affidavit of Death, Transfer PIONEER ABSTRACT
Apr 23, 2020	Quit Claim Deed, Transfer PIONEER ABSTRACT
Jan 18, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	20211038497
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	00T1022665
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2026
Property Address	515 W MARBLE ST, DULUTH, MN 55811-4438
Document Number	0001101744
Instrument Date	May 11, 2026
Instrument	20261101744
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W MARBLE ST, DULUTH, MN 55811-4438

Mortgage

Document Number	0001101744,
Date	May 21, 2026
Instrument	20261101744

Lender

Name	SUPERIOR CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Apr 23, 2020
Property Address	515 W MARBLE ST, DULUTH, MN 55811-4438
Document Number	00T1022664
Instrument Date	Apr 14, 2020
Instrument	T1022664
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	PIONEER ABSTRACT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W MARBLE ST DULUTH MN 558114438, DULUTH, MN 55811-4438

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 23, 2020
Property Address	515 W MARBLE ST, DULUTH, MN 55811-4438
Document Number	00T1022665
Instrument Date	Apr 14, 2020
Instrument	T1022665
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	PIONEER ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W MARBLE ST DULUTH MN 558114438, DULUTH, MN 55811-4438

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 18, 2018
Property Address	515 W MARBLE ST, DULUTH, MN 55811-4438
Document Number	000T994299
Instrument Date	Jun 8, 2017
Instrument	T994299
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 W MARBLE ST DULUTH MN 558114438, DULUTH, MN 55811-4438

Mortgage

Document Number	T994302
Date	Jan 18, 2018
Instrument	T994302

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,658.00 (+9.22%) Homeowner's exemption
2025	$6,096.00 (-10.27%) Homeowner's exemption	$521,700 (+15.93%) Land $70,200 Building $451,500	$521,700 (+15.93%) Land $70,200 Building $451,500
2024	$6,794.00	$450,000 (+8.07%) Land $55,800 Building $394,200	$450,000 (+8.07%) Land $55,800 Building $394,200
2022		$416,400 Land $53,500 Building $362,900	$416,400 Land $53,500 Building $362,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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