Carter County property record for 515 W Main St, Grayson, KY 41143
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 4,560 sqft |
| Lot Size | 0.192 acres (8,371 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (May 2026) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-10-53-016.00 |
| Primary APN | 104-10-53-016.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,560 sqft Building Perimeter |
| Basement Area | 2,280 sqft |
| Unfinished Basement | 2,280 sqft |
| Lot Area | 8,371 sqft (0.192 acres) |
|---|
| Account Number | 14028 |
|---|---|
| Street Address | 515 W MAIN ST |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1250 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Legal Description | COMMERCIAL BLDG & LAND |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960500 |
Source: Carter County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1339 FALLS BR, GRAYSON, KY 41143-7549 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Deed Document Number | 20261027344 |
| Deed Book / Page | 558 / 34 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | May 21, 2026 |
| Property Address | 515 W MAIN ST, GRAYSON, KY 41143-1250 |
| Document Number | 0001027344 |
| Book / Page | 558 / 34 |
| Instrument Date | May 8, 2026 |
| Instrument | 20261027344 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,079.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1339 FALLS BR, GRAYSON, KY 41143-7549 |
| Document Number | 0001027344, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 558/38 |
| Instrument | 20261027344 |
| Name | COMMERCIAL BANK/GRAYSON |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 8, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Grayson City |
| Unified School District | Carter County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2020 | $100,000 Land $10,000 Building $90,000 | $100,000 Land $10,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2002–2018) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Aug 2018 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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