515 W Main St, Grass Valley, CA 95945 Property Records

Nevada County property record for 515 W Main St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,232 sqft · built 1860
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,000 (Sep 2014)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-331-004-000`

Property Details

APN / Parcel Number

Primary APN	`008-331-004-000`
Alternative APN	`08-331-04-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	2,254 sqft
2nd Floor Area	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1980
Architectural Style	Traditional
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-331-04-000
Street Address	515 W MAIN ST
City	GRASS VALLEY
State	CA
Zip	95945-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 16 GV
Legal Subdivision	GRASS VALLEY
Legal Block	16
Legal Lot Number	12
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1002
Census Tract	502

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 W MAIN ST, GRASS VALLEY, CA 95945-6405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Dec 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2014 · Amount on Record
Deed Sale	Sep 3, 2014 · Amount on Record
Prior Sale	Mar 23, 2000 · Amount on Record
Deed Document Number	201416919
Prior Transfer Date	Aug 6, 2008
Prior Transfer Doc	0000020505
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	515 W MAIN ST, GRASS VALLEY, CA 95945-6405
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W MAIN ST, GRASS VALLEY, CA 95945-6405

Mortgage

Document Number	0000010259
Date	Mar 23, 2021
Instrument	20210010259

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	515 W MAIN ST, GRASS VALLEY, CA 95945-6405
Document Number	0000004768
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	515 W MAIN ST GRASS VALLEY CA 959456405, GRASS VALLEY, CA 95945-6405

Mortgage

Document Number	0000004768
Date	Mar 12, 2018
Instrument	4768

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 4, 2017
Property Address	515 W MAIN ST, GRASS VALLEY, CA 95945-6405
Document Number	0000026953
Instrument Date	Nov 20, 2017
Instrument	26953
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	515 W MAIN ST GRASS VALLEY CA 959456405, GRASS VALLEY, CA 95945-6405

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,820 (+2%) Land $92,934 Building $414,886
2025	$5,332.00 (+4.67%) Homeowner's exemption	$497,863 (+4.04%) Land $91,112 Building $406,751
2023	$5,094.00 (+0.93%) Homeowner's exemption	$478,532 Land $87,575 Building $390,957	$830,520
2022	$5,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1996–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, DigitalPath, GeoLinks, T-Mobile.

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