515 W First St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 515 W First St, Kill Devil Hills, NC 27948 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,385 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Sep 2017)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`988409159092`

Property Details

APN / Parcel Number

Primary APN	`988409159092`
Alternative APN	`028177000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,385 sqft Heated Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988409159092
Street Address	515 W FIRST ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 54 BLK: SEC: 1 PL: 7 SL: 10
Legal Subdivision	FIRST FLIGHT VILLAGE
Legal Lot Number	54
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4005
Census Tract	970200

Owner

Source: Dare County records · APN 988409159092

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 02, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2017700043812
Deed Book / Page	2193 / 18
Prior Transfer Date	May 05, 2006
Prior Transfer Doc	1686/012
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557

Mortgage

Document Number	002718/291
Date	Feb 02, 2024
Book Page	2718/291
Instrument	700136355

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2475/60
Date	Mar 02, 2021
Book Page	2475/60
Instrument	700093929

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 01, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2193/020
Date	Sep 19, 2017
Book Page	2193/020
Instrument	700043813

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557
Transaction Type	Mortgage
Record Updated	Mar 04, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2353/547
Date	Feb 10, 2020
Book Page	2353/547
Instrument	700074113

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 19, 2017
Property Address	515 W FIRST ST, KILL DEVIL HILLS, NC 27948-9557
Document Number	2193/18
Book / Page	2193 / 18
Instrument Date	Sep 19, 2017
Instrument	700043812
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 FAIRWAY DR, 58, SOUTHERN SHORES, NC 27949-3848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14148 CARVER DR, CARROLLTON, VA 23314-3527

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (+48.5%)	$501,700 (+106.55%) Land $182,000 Building $319,700
2023	$1,835.00	$242,900 Land $91,000 Building $151,900
2020			$501,700 Land $182,000 Building $319,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 137 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured 135 under condo master policies
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020, other causes
Claims By Storm	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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