515 W 8th St, Bonham, TX 75418 Property Records

Fannin County property record for 515 W 8th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,138 sqft · built 1940
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$70,700 (Nov 2016)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9755-032-0060-05`

Property Details

APN / Parcel Number

Primary APN	`9755-032-0060-05`
Alternative APN	`93988`

Interior

Full Baths	1 Bath
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Roof Type	Gable
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9755-032-0060-05
Street Address	515 W 8TH ST
City	BONHAM
State	TX
Zip	75418-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS ADDN, BLOCK PT OF 32
Legal Subdivision	WILLIAMS ADDITION
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2035
Census Tract	950401

Owner

515 W 8th St is owned and occupied by an individual who bought it in November 2016.

Source: Fannin County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	515 W 8TH ST, BONHAM, TX 75418-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2016 · Amount on File
Deed Sale	Nov 3, 2016 · Amount on File
Prior Sale	Sep 23, 2013 · Amount on File
Deed Document Number	20165780
Deed Book / Page	1911 / 405
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	515 W 8TH ST, BONHAM, TX 75418-3511
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W 8TH ST, BONHAM, TX 75418-3511

Mortgage

Document Number	2024001788
Date	Mar 22, 2024
Instrument	2024001788

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2064

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	515 W 8TH ST, BONHAM, TX 75418-3511
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W 8TH ST, BONHAM, TX 75418-3511

Mortgage

Document Number	2021008121
Date	Nov 4, 2021
Instrument	2021008121

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 515 W 8th St was $2,860 with a homeowner's exemption, up 76.8% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00 (+76.76%) Homeowner's exemption	$147,460 Land $35,100 Building $112,360	$147,460 Land $35,100 Building $112,360
2024	$1,618.00
2023		$140,350 Land $23,400 Building $116,950	$140,350 Land $23,400 Building $116,950
2018	$1,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 W 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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