Winnebago County property record for 515 W 4th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1998 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2025) |
| Tax Bill | $2,577 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00200000 |
| Primary APN | 06-00200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 440 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 906-00200000 |
|---|---|
| Street Address | 515 W 4TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-5830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 9 BLK 95 PLAT OF ORIGINAL 3RD WARD |
| Legal Subdivision | PLAT OF THE ORIGINAL THIRD WARD |
| Legal Block | 95 |
| Legal Lot Number | 9 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1200 |
515 W 4th Ave is owned by an individual who bought it in December 2025.
Source: Winnebago County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 N BROADWAY, 1A, GREEN BAY, WI 54303-2786 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN HOUSING & ECONOMIC DEV AUTH |
| Dec 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Aug 9, 2023 · Amount on File |
| Deed Document Number | 20251957984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 515 W 4TH AVE, OSHKOSH, WI 54902-5830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 W 4TH AVE, OSHKOSH, WI 54902-5830 |
| Document Number | 0001962957 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 1962957 |
| Name | WISCONSIN HOUSING & ECONOMIC DEV AUTH |
|---|---|
| Type | Government Agency |
| Address | MADISON, WI 53703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Dec 10, 2025 |
| Property Address | 515 W 4TH AVE, OSHKOSH, WI 54902-5830 |
| Document Number | 0001957984 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 1957984 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 N BROADWAY # 1A, 1A, GREEN BAY, WI 54303-2786 |
| Document Number | 0001957985 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 1957985 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0001957986 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 1957986 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 9, 2023 |
| Property Address | 515 W 4TH AVE, OSHKOSH, WI 54902-5830 |
| Document Number | 0001908224 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 1908224 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 W 4TH AVE, OSHKOSH, WI 54902-5830 |
| Document Number | 0001908225 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 1908225 |
| Name | CAPITAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,200 (-) Land $18,500 Building $119,700 | ||
| 2024 | $2,577.00 (-18.01%) | $138,200 (+29.77%) Land $18,500 Building $119,700 | $144,193 (-6.3%) Land $19,302 Building $124,891 |
| 2023 | $3,143.00 (-31.3%) Homeowner's exemption | $106,500 (-) Land $13,000 Building $93,500 | $153,895 Land $18,785 Building $135,110 |
| 2022 | $4,575.00 (+56.46%) Homeowner's exemption | $106,500 (-) Land $13,000 Building $93,500 | |
| 2021 | $2,924.00 Homeowner's exemption | $106,500 Land $13,000 Building $93,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 W 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2004–2008) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 W 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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