515 W 3rd St, Washington, MO 63090 Property Records

Franklin County property record for 515 W 3rd St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,768 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,500 (Mar 1986)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-15.0-3-010-220.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-15.0-3-010-220.000`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1920
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	306 sqft

Location & Zoning

Street Address	515 W 3RD ST
City	WASHINGTON
State	MO
Zip	63090-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT3 WALKENHORST ADDN
Legal Range	01W
Legal Township	44
Legal Section	15
Legal Quarter	SW
Legal Subdivision	WALKENHORST
Legal Block	10
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3017
Census Tract	800302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stafford-Olive Historic District listed 2000 · 140 contributing resources · NRIS 00001114

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 W 3RD ST, WASHINGTON, MO 63090-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 27, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1986 · Amount on Record
Deed Sale	Mar 31, 1986 · Amount on Record
Deed Document Number	457-00870
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	515 W 3RD ST, WASHINGTON, MO 63090-2203
Document Number	0000008974
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 W 3RD ST WASHINGTON MO 630902203, WASHINGTON, MO 63090-2203

Mortgage

Document Number	0000008974
Date	Jun 12, 2020
Instrument	8974

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	515 W 3RD ST, WASHINGTON, MO 63090-2203
Document Number	0000004410
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 W 3RD ST WASHINGTON MO 630902203, WASHINGTON, MO 63090-2203

Mortgage

Document Number	0000004410
Date	Apr 5, 2018
Instrument	4410

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00 (-0.17%)	$22,502 (+6.12%)	$118,430 (+6.12%) Land $20,740 Building $97,690
2023	$1,203.00 (+11.08%)	$21,204	$111,600 Land $20,740 Building $90,860
2022	$1,083.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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