Pontotoc County property record for 515 W 3rd St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 825 sqft · built 1940 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $447 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10102 |
| Primary APN | 10102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Putting Green | Putting Green |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 10102 |
|---|---|
| Street Address | 515 W 3RD ST |
| City | ADA |
| State | OK |
| Zip | 74820-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 45' LOT 4 BLOCK 21 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 89100 |
515 W 3rd St is owned and occupied by an individual.
Source: Pontotoc County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 W 3RD ST, ADA, OK 74820-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Mar 26, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 515 W 3RD ST, ADA, OK 74820-2011 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 515 W 3RD ST, ADA, OK 74820-2011 |
| Document Number | 003611/285 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 3611/285 |
| Instrument | I-2022-002820 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Mar 26, 2021 |
| Property Address | 515 W 3RD ST, ADA, OK 74820-2011 |
| Document Number | 0003487/83 |
| Book / Page | 3487 / 83 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-001732 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 W 3RD ST, ADA, OK 74820-2011 |
The 2025 property tax bill for 515 W 3rd St was $447, up 1.1% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,512 (+5%) Land $900 Building $3,612 | $37,597 (-13.78%) Land $7,500 Building $30,097 | |
| 2025 | $447.00 (+1.13%) | $4,297 (+5.01%) Land $900 Building $3,397 | $43,607 (-2.07%) Land $7,500 Building $36,107 |
| 2024 | $442.00 (+9.95%) | $4,092 (+5%) Land $900 Building $3,192 | $44,527 (+26.63%) Land $7,500 Building $37,027 |
| 2023 | $402.00 | $3,897 Land $900 Building $2,997 | $35,164 Land $7,500 Building $27,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 W 3rd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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