515 Upper Spencer Mountain Rd, Stanley, NC 28164 Property Records

Gaston County property record for 515 Upper Spencer Mountain Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$173,500 (Jun 2021)
Tax Bill	$1,223 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13057 00301`

Property Details

APN / Parcel Number

Primary APN	`13057 00301`
Alternative APN	`167854`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,449 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 UPPER SPENCER MOUNTAIN RD
City	STANLEY
State	NC
Zip	28164-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	13 057 003 01 000
Legal Subdivision	CLAUDE R BEAM ESTATE
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	1
Census Block	1001
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	515 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Book / Page	5237 / 2161
Last Transfer Date	Mar 25, 2024
Transfer Doc	0054680279
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 16, 2021
Property Address	515 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1013
Document Number	0052372161
Book / Page	5237 / 2161
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	NOT AVAILABLE, TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 IVEY GROVE CT, 1301, FUQUAY VARINA, NC 27526-5723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1013

Mortgage

Document Number	52372163
Date	Jun 16, 2021
Instrument	5237/2163

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,223.00	$171,360 (-) Land $24,000 Building $147,360
2025	$1,223.00 (+2.77%)	$171,360 (-) Land $24,000 Building $147,360
2023	$1,190.00	$171,360 Land $24,000 Building $147,360
2021			$100,760 Land $18,500 Building $82,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20