Hamilton County property record for 515 Turtle Xing, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,404 sqft · built 1997 |
| Lot Size | 0.315 acres (13,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Apr 2010) |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172I G 021 |
| Primary APN | 172I G 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,404 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,755 sqft (0.315 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000136965 |
|---|---|
| Street Address | 515 TURTLE XING |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 258 THE OVERLOOK AT WINDSTONE PB54 PG47 |
| Legal Subdivision | THE OVERLOOK AT WIND |
| Legal Lot Number | 258 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 11325 |
515 Turtle Xing is owned and occupied by two individuals who bought it in April 2010.
Source: Hamilton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 TURTLE XING, OOLTEWAH, TN 37363-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2010 · Amount on File |
| Deed Sale | Apr 12, 2010 · Amount on File |
| Prior Sale | Sep 27, 2000 · Amount on File |
| Deed Document Number | 20106 |
| Deed Book / Page | 9144 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 515 TURTLE XING, OOLTEWAH, TN 37363-9324 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 515 TURTLE XING, OOLTEWAH, TN 37363-9324 |
| Document Number | 0000000387 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 13151/834 |
| Instrument | 2022112800387 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 515 Turtle Xing was $1,911, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,911.00 (+2.69%) | $126,100 (+51.52%) | $504,400 (+51.52%) Land $100,000 Building $404,400 |
| 2024 | $1,861.00 (-0.48%) | $83,225 (-) | $332,900 (-) Land $60,000 Building $272,900 |
| 2023 | $1,870.00 | $83,225 | $332,900 Land $60,000 Building $272,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Turtle Xing in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Turtle Xing is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum.
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