Young County property record for 515 Terry St, Graham, TX 76450
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,105 sqft · built 1980 |
| Lot Size | 1.41 acres (61,768 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,253 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00910-0000-0015 |
| Primary APN | 00910-0000-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,105 sqft Living Area |
| Gross Area | 3,905 sqft |
| 1st Floor Area | 2,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 61,768 sqft (1.41 acres) |
| Lot Dimensions | 325 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 112 sqft |
| Street Address | 515 TERRY ST |
|---|---|
| City | GRAHAM |
| State | TX |
| Zip | 76450-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MCKEE - LOT 3 |
| Legal Subdivision | JOHN CONNER SURVEY ABST 57 |
| Legal Lot Number | 3 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | GRAHAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950402 |
515 Terry St, a rural home, is owned and occupied by an individual who acquired it in September 2016.
Source: Young County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 TERRY ST, GRAHAM, TX 76450-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2011 |
| Deed Sale | Jan 24, 2011 |
| Deed Document Number | 2011249 |
| Deed Book / Page | 1089 / 682 |
| Last Transfer Date | Sep 29, 2016 |
| Transfer Doc | 0000003108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOUNG TX |
| Property Address | 515 TERRY ST, GRAHAM, TX 76450-4633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 515 TERRY ST, GRAHAM, TX 76450-4633 |
| Document Number | 0023003214 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 23003214 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
The 2026 property tax bill for 515 Terry St was $2,253 with exemptions applied, up 220.5% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Young County |
| Unified School District | Graham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,253.00 (+220.48%) Homeowner's exemption Senior Citizen's exemption | $119,170 (+4.17%) Land $28,360 Building $90,810 | $119,170 (+4.17%) Land $28,360 Building $90,810 |
| 2025 | $703.00 Homeowner's exemption Senior Citizen's exemption | $114,400 Land $28,360 Building $86,040 | $114,400 Land $28,360 Building $86,040 |
| 2023 | $144,760 Land $11,880 Building $132,880 | $144,760 Land $11,880 Building $132,880 | |
| 2022 | $1,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Terry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2015–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Terry St is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| New Source Broadband Fixed Wireless | 100 / 50 |
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