St. Clair County property record for 515 Talbert Pl, O Fallon, IL 62269 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2,310 sqft · built 2006 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2011) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2020 Mortgage |
| APN | 04-22-0-302-002 |
| Primary APN | 04-22-0-302-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,310 sqft Living Area |
| Gross Area | 6,120 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 814 sqft |
| Cooling System | Central |
|---|
| Street Address | 515 TALBERT PL |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-4241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRAESWOOD FOREST LOT/SEC-4 A02277953 |
| Legal Township | 06 |
| Legal Subdivision | BRAESWOOD FOREST |
| Legal Lot Number | 4 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 504358 |
Source: St. Clair County records · APN 04-22-0-302-002
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 TALBERT PL, O FALLON, IL 62269-4241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Nov 04, 2020 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2011 · Amount on Record |
| Deed Sale | Aug 31, 2011 · Amount on Record |
| Prior Sale | Mar 30, 2004 · Amount on Record |
| Deed Document Number | A02277953 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 515 TALBERT PL, O FALLON, IL 62269-4241 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | A02723084 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | A02723084 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 515 TALBERT PL, O FALLON, IL 62269-4241 |
| Document Number | 00A2675645 |
| Instrument Date | Nov 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 TALBERT PL O FALLON IL 622694241, O FALLON, IL 62269-4241 |
| Document Number | 00A2675645 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2675645 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | TYSONS, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $134,427 Land $21,651 Building $112,776 | $403,281 Land $64,953 Building $338,328 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043582, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2026, other causes |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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