Polk County property record for 515 Sutton Rd, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,321 sqft · built 1991 |
| Lot Size | 1.56 acres (68,232 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (May 2014) |
| Tax Bill | $5,295 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-22-000000-032040 |
| Primary APN | 25-27-22-000000-032040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,321 sqft Living Area |
| Gross Area | 3,953 sqft |
| 1st Floor Area | 1,349 sqft |
| Upper Floors Area | 972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 68,232 sqft |
| Lot Dimensions | 900 ft deep x 160 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,632 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 410 sqft |
| Cooling System | Central |
|---|
| Street Address | 515 SUTTON RD |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | S 210.18 FT OF N 585.18 FT OF SE1/4 OF NW1/4 LESS S 50 FT & LESS THAT PT THEREOF LYING WITHIN LAKE JULIANA |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 12408 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 SUTTON RD, AUBURNDALE, FL 33823-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2014 · Amount on Record |
| Deed Sale | May 20, 2014 · Amount on Record |
| Prior Sale | Oct 14, 2013 |
| Deed Document Number | 201487362 |
| Deed Book / Page | 9251 / 125 |
| Transfer Doc | 4412001971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 515 SUTTON RD, AUBURNDALE, FL 33823-9379 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 515 SUTTON RD, AUBURNDALE, FL 33823-9379 |
| Document Number | 0000192847 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 11817/1903 |
| Instrument | 2021192847 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 515 SUTTON RD, AUBURNDALE, FL 33823-9379 |
| Document Number | 0103571900 |
| Book / Page | 010357 / 001900 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 SUTTON RD AUBURNDALE FL 338239379, AUBURNDALE, FL 33823-9379 |
| Document Number | 0103571900 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 010357/001900 |
| Instrument | 1767 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 2, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,295.00 (-4.09%) Homeowner's exemption | $449,806 (+5.99%) | $716,405 (+0.84%) Land $321,490 Building $394,915 |
| 2023 | $5,521.00 (+2.41%) Homeowner's exemption | $424,397 (+3%) | $710,421 (+25.28%) Land $311,900 Building $398,521 |
| 2022 | $5,391.00 Homeowner's exemption | $412,036 | $567,047 Land $260,360 Building $306,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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