515 Summit Ave, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 515 Summit Ave, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,204 sqft · built 1905
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on File
Last Sale	$688,000 (Sep 2018)
Tax Bill	$22,096 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00025-01-00016`

Property Details

APN / Parcel Number

Primary APN	`11-00025-01-00016`
Alternative APNs	`1100025000100016` `05975`

Interior

Stories	2 Stories
Building Area	2,204 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	05975
Street Address	515 SUMMIT AVE
City	MAPLEWOOD
State	NJ
Zip	07040-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	50X150
Legal Block	25.1
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1002
Census Tract	19500

Owner

515 Summit Ave is owned by a company that acquired it in September 2021.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 15, 2021	Intrafamily Transfer, Transfer AMROCK INC
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI PINNACLE MTG
Sep 12, 2018	Grant Deed, Transfer · Conventional with PMI PINNACLE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Nov 25, 2013
Deed Document Number	201879404
Last Transfer Date	Sep 1, 2021
Transfer Doc	2021112656
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009298
Date	Feb 16, 2024
Instrument	2024009298

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 14, 2044

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Sep 15, 2021
Property Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307
Document Number	2021112656
Instrument Date	Sep 1, 2021
Instrument	2021112656
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021065614
Date	May 25, 2021
Instrument	2021065614

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 18, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307
Document Number	0000043868
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SUMMIT AVE MAPLEWOOD NJ 070401307, MAPLEWOOD, NJ 07040-1307

Mortgage

Document Number	0000043868
Date	May 4, 2020
Instrument	43868

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 3, 2040

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 12, 2018
Property Address	515 SUMMIT AVE, MAPLEWOOD, NJ 07040-1307
Document Number	0000079404
Instrument Date	Aug 27, 2018
Instrument	79404
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SUMMIT AVE MAPLEWOOD NJ 070401307, MAPLEWOOD, NJ 07040-1307

Mortgage

Document Number	79405
Date	Sep 12, 2018
Instrument	79405

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 515 Summit Ave was $22,096, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,300 (-) Land $436,400 Building $483,900	$920,300 (-) Land $436,400 Building $483,900
2025	$22,096.00 (+3.81%)	$920,300 Land $436,400 Building $483,900	$920,300 Land $436,400 Building $483,900
2024	$21,286.00
2023		$611,100 Land $295,000 Building $316,100	$611,100 Land $295,000 Building $316,100
2022	$21,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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