515 State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 515 State St, Saint Joseph, MI 49085

Property Summary

Property TypeApartments (5+ Units)
Details15,894 sqft · built 1905
Lot Size0.224 acres (9,757 sqft)
OwnerTrust Name on File
Last Sale$100 (Sep 1996)
Tax Bill$13,107 (2025)
Flood ZoneZone X (minimal risk)
APN76-0340-0176-00-8

Property Details

APN / Parcel Number

Primary APN76-0340-0176-00-8
Alternative APN
  • 11-76-0340-0176-00-8

Interior

Units20 Units
Stories2 Stories
Building Area15,894 sqft Total Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions132 ft deep x 74 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address515 STATE ST
CitySAINT JOSEPH
StateMI
Zip49085-1391
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR-3
Legal DescriptionENTIRE LOT 176 & SWLY 8'OF LOT 175 WHOSE NELY BDY IS PAR TO SWLY BDY OF SD LOT 176 ORIGINAL PLAT OF CITY OF ST JOSEPH
Legal SubdivisionORIGINAL PLAT OF THE CITY OF ST JOSEPH
Legal Lot Number175-176
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2015
Census Tract801

Owner

515 State St, a residential property, is held in a trust since April 2009.

Source: Berrien County records, as of September 28, 2026

Owner of RecordTrust Name on File
Mailing Address4219 GUEST DR, SAINT JOSEPH, MI 49085-9536
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 1996 · Amount on File
Deed SaleSep 18, 1996 · Amount on File
Prior SaleJun 12, 1992
Deed Book / Page1772 / 613
Last Transfer DateApr 6, 2009
Transfer Doc02882/0884
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 515 State St was $13,107, up 2.6% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,900 (-6.04%)$951,800 (-6.04%)
2025$13,107.00 (+2.65%)$506,500$1,013,000
2024$12,769.00
2023$398,700$797,400
2022$11,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on State St

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