515 State St, Coon Rapids, IA 50058 Property Records

Carroll County property record for 515 State St, Coon Rapids, IA 50058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,959 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$141,500 (May 2025)
Tax Bill	$1,976 (2026)
Deeds & Mortgages	Oct 2010 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1634135004`

Property Details

APN / Parcel Number

Primary APN	`1634135004`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
Attic	Attic
Attic Area	433 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	515 STATE ST
City	COON RAPIDS
State	IA
Zip	50058-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADLEY & CRETSINGERS ADDITION BLOCK 1 E 1/2 OF LOTS 6 & 7
Legal Subdivision	BRADLEY & CRETSINGERS ADDITION
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	CARROLL IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1159
Census Tract	960500

Owner

515 State St is owned and occupied by two individuals who bought it in May 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 STATE ST, COON RAPIDS, IA 50058-1231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Aug 9, 2007	Legal Action/Court Order, Foreclosure · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	May 13, 2015 · Amount on File
Deed Document Number	20251122
Record Updated	Oct 29, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	515 STATE ST, COON RAPIDS, IA 50058-1231
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/3231
Date	Oct 21, 2010
Book Page	2010/3231
Instrument	2010-3231

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2025

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	515 STATE ST, COON RAPIDS, IA 50058-1231
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 KADING RD, PERRY, IA 50220-2374
Investor	Possibly a Property Investor

Mortgage

Document Number	0020251123
Date	May 6, 2025
Instrument	2025-1123

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

August 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CARROLL IA
Recording Date	Aug 9, 2007
Property Address	515 STATE ST, COON RAPIDS, IA 50058-1231
Document Number	02007/2689
Book / Page	2007 / 2689
Instrument Date	Aug 8, 2007
Instrument	2007-2689
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 STATE ST, COON RAPIDS, IA 50058-1231

Mortgage

Document Number	0020072690
Date	Aug 9, 2007
Instrument	2007-2690

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 515 State St was $1,976 with a homeowner's exemption.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Coon Rapids City
Unified School District	Coon Rapids-Bayard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,976.00	$144,800 (-) Land $10,560 Building $134,240	$144,800 (-) Land $10,560 Building $134,240
2025	$1,976.00 Homeowner's exemption	$144,800 Land $10,560 Building $134,240	$144,800 Land $10,560 Building $134,240
2023		$114,830 (+32.17%) Land $10,560 Building $104,270	$114,830 Land $10,560 Building $104,270
2022		$86,880 Land $9,050 Building $77,830
2021			$86,880 Land $9,050 Building $77,830
2018	$1,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COON RAPIDS MUNICIPAL UTILITIES serves 1,242 people · EPA ID IA1427070
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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