Kendall County property record for 515 Springbrook Trl N, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,602 sqft · built 2003 |
| Lot Size | 0.065 acres (2,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Apr 2022) |
| Tax Bill | $5,926 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-450-023 |
| Primary APN | 03-03-450-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,602 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,850 sqft (0.065 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 515 SPRINGBROOK TRL N |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 56 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 890103 |
515 Springbrook Trl N is owned and occupied by two individuals who bought it in April 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 4, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 28, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on File |
| Deed Sale | Apr 11, 2022 · Amount on File |
| Prior Sale | Jul 28, 2017 · Amount on File |
| Deed Document Number | 20226529 |
| Prior Transfer Date | Feb 2, 2018 |
| Prior Transfer Doc | 0000012837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 11, 2022 |
| Property Address | 515 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000006529 |
| Map Reference | DOC 200300016564 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 202200006529 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 515 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000006530 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 202200006530 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 4, 2019 |
| Property Address | 515 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000018472 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 18472 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2508 BAR HARBOUR CT NAPERVILLE IL 605648477, NAPERVILLE, IL 60564-8477 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 4, 2018 |
| Property Address | 515 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000012837 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 12837 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2508 BAR HARBOUR CT NAPERVILLE IL 605648477, NAPERVILLE, IL 60564-8477 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 28, 2017 |
| Property Address | 515 SPRINGBROOK TRL N, OSWEGO, IL 60543-4005 |
| Document Number | 0000011814 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 11814 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2508 BAR HARBOUR CT NAPERVILLE IL 605648477, NAPERVILLE, IL 60564-8477 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,406 Land $18,023 Building $70,383 | $265,218 Land $54,069 Building $211,149 | |
| 2024 | $5,926.00 | ||
| 2022 | $64,725 Land $13,195 Building $51,530 | $194,175 Land $39,585 Building $154,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Springbrook Trl N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Springbrook Trl N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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