515 Spring St, Saxton, PA 16678 Property Records

Bedford County property record for 515 Spring St, Saxton, PA 16678

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1900
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Sep 2020)
Tax Bill	$1,213 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`I.04-A.05-063`

Property Details

APN / Parcel Number

Primary APN	`I.04-A.05-063`

Interior

Building Area	1,340 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,492 sqft (0.172 acres)

Location & Zoning

Street Address	515 SPRING ST
City	SAXTON
State	PA
Zip	16678-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD PA
Township / Civil Division	SAXTON
Census Block Group	1
Census Block	1040
Census Tract	960100

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 SPRING ST, SAXTON, PA 16678-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 28, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	20205071
Deed Book / Page	2020 / 5071
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	515 SPRING ST, SAXTON, PA 16678-1038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5253
Date	Oct 6, 2020
Book Page	2020/5253
Instrument	2020-005253

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SAXTON, PA 16678

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 22, 2030

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 28, 2020
Property Address	515 SPRING ST, SAXTON, PA 16678-1038
Document Number	2020/5071
Book / Page	2020 / 5071
Instrument Date	Sep 28, 2020
Instrument	2020-005071
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 MANSPEAKER RD, 975, SAXTON, PA 16678-8121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	515 SPRING ST, SAXTON, PA 16678-1038

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Saxton Borough
Unified School District	Tussey Mountain School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,213.00 (+3.68%)	$59,800 (-) Land $5,800 Building $54,000	$59,800 (-) Land $5,800 Building $54,000
2025			$59,800 (-) Land $5,800 Building $54,000
2023	$1,170.00 Additional exemption filed	$59,800 Land $5,800 Building $54,000
2012			$59,800 Land $5,800 Building $54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAXTON MUNI WATER AUTH serves 1,675 people · EPA ID PA4050021
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024 Turbidity resolved · May 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Crowsnest Broadband, Upward Broadband.

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