515 Soaring Pines Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 515 Soaring Pines Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,358 sqft · built 2015
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on File
Last Sale	$285,285 (Jan 2026)
Tax Bill	$4,010 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0772298`

Property Details

APN / Parcel Number

Primary APN	`R0772298`
Alternative APNs	`07-4078-16-1-06-30-0000` `0000503602`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,358 sqft Living Area
1st Floor Area	1,812 sqft
Upper Floors Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,943 sqft (0.366 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000503602
Street Address	515 SOARING PINES TRL
City	KALISPELL
State	MT
Zip	59901-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLACIER RANCH SUB PH 1, S16, T29 N, R21 W, LOT 83, ASSR #0000503602
Legal Range	21W
Legal Township	29N
Legal Section	16
Legal Subdivision	GLACIER RANCH SUB PH 1
Legal Lot Number	83
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3051
Census Tract	601

Owner

515 Soaring Pines Trl is owned and occupied by an individual who bought it in January 2026.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jan 27, 2026	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Nov 26, 2025	Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK
Dec 18, 2015	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC
Aug 19, 2015	Warranty Deed, Transfer GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Nov 26, 2025 · Amount on File
Deed Document Number	20261839
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001535
Date	Jan 13, 2021
Instrument	202100001535

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697

Mortgage

Document Number	202600001840
Date	Jan 27, 2026
Instrument	202600001840

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 25, 2033
Change Frequency	Annually
Min Rate At Change	3.4%
Max Rate At Change	7.4%
Max Rate	10.4%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 27, 2026
Property Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Document Number	202600001839
Instrument Date	Jan 23, 2026
Instrument	202600001839
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 26, 2025
Property Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Document Number	202500025614
Instrument Date	Nov 25, 2025
Instrument	202500025614
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N MERIDIAN RD STE 103, 103, KALISPELL, MT 59901-3508

Mortgage

Document Number	202500025615
Date	Nov 26, 2025
Instrument	202500025615

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2015: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2015
Property Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Document Number	201500029008
Instrument Date	Dec 16, 2015
Instrument	201500029008
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697

Mortgage

Document Number	201500029009
Date	Dec 18, 2015
Instrument	201500029009

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2046

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 19, 2015
Property Address	515 SOARING PINES TRL, KALISPELL, MT 59901-8697
Document Number	201500019257
Instrument Date	Aug 17, 2015
Instrument	201500019257
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MERIDIAN CT, KALISPELL, MT 59901-4207
Investor	Possibly a Property Investor

Mortgage

Document Number	201500019258
Date	Aug 19, 2015
Instrument	201500019258

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 515 Soaring Pines Trl was $4,010, down 3.9% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,010.00 (-3.91%)	$820,200 (-)
2025	$4,173.00	$820,200	$820,200 Land $148,037 Building $672,163
2023	$5,456.00	$613,000	$613,000 Land $138,447 Building $474,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Soaring Pines Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Soaring Pines Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Bullitt Communications, Verizon.

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