515 Sidney Morris Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 515 Sidney Morris Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,174 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2019)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448904823558000`

Property Details

APN / Parcel Number

Primary APN	`448904823558000`
Alternative APN	`49240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,174 sqft Heated Area
Upper Floors Area	727 sqft
Basement Area	1,392 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	293 ft deep x 322 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	190 sqft
Deck Area	20 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	49240
Street Address	515 SIDNEY MORRIS RD
City	MURPHY
State	NC
Zip	28906-2429
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR BARTON CONLEY & BRADLEY 1102/318
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2004
Census Tract	930502

Owner

Source: Cherokee County records · APN 448904823558000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 627, MURPHY, NC 28906-0627
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Jan 31, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	00433
Deed Book / Page	01605 / 1029
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	515 SIDNEY MORRIS RD, MURPHY, NC 28906-2429
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1640/492
Date	Apr 03, 2020
Book Page	1640/492
Instrument	1714

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 31, 2019
Property Address	515 SIDNEY MORRIS RD, MURPHY, NC 28906-2429
Document Number	01605/1029
Book / Page	01605 / 1029
Instrument Date	Jan 28, 2019
Instrument	00433
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 627, MURPHY, NC 28906-0627

Mortgage

Document Number	00434
Date	Jan 31, 2019
Instrument	00434

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00	$205,280 (-)	$205,280 (-) Land $16,980 Building $188,300
2023		$205,280	$205,280 Land $16,980 Building $188,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

515 Sidney Morris Rd, Murphy, NC 28906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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