515 Short St, Cheney, WA 99004 Property Records

Spokane County property record for 515 Short St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,482 sqft · built 2001
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2025)
Tax Bill	$5,989 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13144.4008`

Property Details

APN / Parcel Number

Primary APN	`13144.4008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	1,532 sqft
Basement Area	1,492 sqft
Finished Basement	950 sqft
Unfinished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	131 sqft
Deck Area	140 sqft
Patio Area	150 sqft
Canopy	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 SHORT ST
City	CHENEY
State	WA
Zip	99004-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	AIRPORT 1ST ADD L8 B2
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	AIRPORT 1ST ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1010
Census Tract	14002

Owner

515 Short St is owned and occupied by two individuals who bought it in December 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 SHORT ST, CHENEY, WA 99004-1349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	20257459947
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 18, 2025
Property Address	515 SHORT ST, CHENEY, WA 99004-1349
Document Number	0007459947
Map Reference	VOL 10 PG 29
Instrument Date	Dec 18, 2025
Instrument	7459947
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SHORT ST, CHENEY, WA 99004-1349

Mortgage

Document Number	0007459948
Date	Dec 18, 2025
Instrument	7459948

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 12, 2019
Property Address	515 SHORT ST, CHENEY, WA 99004-1349
Document Number	0006796795
Map Reference	VOL 10 PG 29
Instrument Date	Apr 8, 2019
Instrument	6796795
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,968.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SHORT ST, CHENEY, WA 99004-1349

Mortgage

Document Number	0006796796
Date	Apr 12, 2019
Instrument	6796796

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 515 Short St was $5,989, down 0.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,989.00 (-0.83%)	$459,300 (-15.54%) Land $80,000 Building $379,300	$459,300 (-15.54%) Land $80,000 Building $379,300
2025	$6,039.00 (+18.85%)	$543,800 (+13.55%) Land $75,000 Building $468,800	$543,800 (+13.55%) Land $75,000 Building $468,800
2024	$5,081.00 (+26.77%)	$478,900 (+32.88%) Land $75,000 Building $403,900	$478,900 (+32.88%) Land $75,000 Building $403,900
2023	$4,008.00 (+0.45%)	$360,400 Land $40,000 Building $320,400	$360,400 Land $40,000 Building $320,400
2022	$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Short St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Short St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: DCI.

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