515 Serendipity Dr, Naples, FL 34108 Property Records

Collier County property record for 515 Serendipity Dr, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	1,217 sqft · built 1985
Owner	Company Name on Record
Last Sale	$780,000 (Feb 2024)
Tax Bill	$7,644 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`624400 5154A09`

Property Details

APN / Parcel Number

Primary APN	`624400 5154A09`
Alternative APNs	`732302800091402005154` `73230280009`

Interior

Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	515 SERENDIPITY DR
City	NAPLES
State	FL
Zip	34108-2816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SERENDIPITY AT PELICAN BAY A CONDOMINIUM UNIT 515
Legal Range	25
Legal Township	49
Legal Section	9
Legal Subdivision	SERENDIPITY AT PELICAN BAY A CONDOMINIUM
Legal Tract	624400
Legal Block	1
Legal Lot Number	515
Legal Unit	515
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10215

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1199 HARRISON POND DR, NEW ALBANY, OH 43054-8567
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 20, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	20246510384
Deed Book / Page	6331 / 2459
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	0058471957
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	515 SERENDIPITY DR, NAPLES, FL 34108-2816
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 HARRISON POND DR, NEW ALBANY, OH 43054-8567

Mortgage

Document Number	0063500612
Date	Apr 17, 2024
Book Page	6350/612
Instrument	6533703

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 20, 2024
Property Address	515 SERENDIPITY DR, NAPLES, FL 34108-2816
Document Number	0063312459
Book / Page	6331 / 2459
Map Reference	MB 1117 PG 1969
Instrument Date	Feb 16, 2024
Instrument	6510384
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 BAY VILLAS LN, NAPLES, FL 34108-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1199 HARRISON POND DR, NEW ALBANY, OH 43054-8567

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 19, 2020
Property Address	515 SERENDIPITY DR, NAPLES, FL 34108-2816
Document Number	0058471957
Book / Page	005847 / 001957
Instrument Date	Nov 3, 2020
Instrument	5956836
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	515 SERENDIPITY DR NAPLES FL 341082816, NAPLES, FL 34108-2816

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,480 (-7%) Building $565,480	$565,480 (-7%) Building $565,480
2025	$7,644.00 (+2.49%)	$608,075 (+7.16%) Building $608,075	$608,075 (-8.69%) Building $608,075
2024	$7,458.00 (+3.25%)
2023	$7,223.00 (+10.36%)	$567,453 (+1%)	$665,925 (+29.09%) Building $665,925
2022	$6,545.00	$515,866 Building $515,866	$515,866 Building $515,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 154 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 476 condo units
Nearby Flood Claims	63 (1988–2024)
Claims Outside the SFHA	8 of 63
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 20 claims Hurricane Ian, Sep 2022 · 18 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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